Find the best Home Loan for you
The calculator below helps you determine the interest rate and loan repayment based on your loan amount and product selection. Please speak to an accredited Regional Australia Bank lender to ensure the product you select aligns with your financial goals. The calculator is intended as a guide to help you better understand your options.
Join us as we shape the future of Regional Australia Bank. See more
Your vote matters. How to vote in the proposed merger.
As a valued member of Regional Australia Bank, your voice matters. We’re proposing a merger with Summerland Bank, and you’re invited to help shape our future. This is your opportunity to support a stronger, purpose-led bank, one with more branches, better services, and deeper community impact.
On this page, you’ll find everything you need to know about how to vote, the key dates and documents. To learn more about our journey, visit the Merger Plans.
Member information booklet
As a valued member of Regional Australia Bank, your voice matters more than ever. To help you understand what the proposed merger with Summerland Bank means, we’ve created a Member Information Booklet. It includes everything you need to know, from what the merger involves, to how and when to vote, and what it could mean for our future together.
How to vote
Proxy form
By completing and submitting a Proxy Form. Proxy forms will be available on our website, in branches and by post as required. Proxy Forms must be lodged at least 48 hours before the AGM begins.
In person
Attend in person by joining the Annual General Meeting (AGM) on 20 November at the Head Office, located at Technology Park, Madgwick Drive, Armidale NSW, where you can learn more about the benefits of the merger and cast your vote.
Appointing someone else
By appointing someone else to vote on your behalf, either as: an attorney, using a valid power of attorney, or a corporate representative (for company members), with proper written authorisation.
Vote now via Proxy Form
Voting on the proposed merger between Regional Australia Bank and Summerland Bank is now open. Proxy forms are also available in your local branch and via post as required. Forms must be lodged at least 48 hours before the AGM begins.
Please have your Member Number and Postcard available.
Key dates
Here are the key dates to keep in mind so you don’t miss your chance to vote on the proposed merger.
From 2 October 2025
You can start casting your vote by completing and returning the Proxy Voting Form that will be available on the website and in branches.
By 18 November 2025, 5:00pm
Make sure your Proxy Voting Form has been received if you’re voting this way, it needs to have been submitted at least 48 hours before the Annual General Meeting (AGM).
20 November 2025, 5:00pm
Attend the Annual General Meeting (AGM) in person at Head Office located at Technology Park, Madgwick Dr, Armidale NSW to cast your vote directly and hear the results.
How can I cast my vote for the merger?
- By proxy – complete the proxy form sent to you and return it by email, post, or by handing it in at a branch.
- In person – attend the AGM on 20 November 2025, where you’ll be able to vote directly.
I have more than one membership with Regional Australia Bank, how many votes do I have?
- Each customer is entitled to vote only once.
- If you have more than one personal membership, you still only get one vote.
- For non-personal memberships (e.g. companies, partnerships, or associations), a representative must be appointed to vote on behalf of that membership.
- If a Body Corporate Representative is also a personal member, they may vote once in their personal capacity and once as the appointed representative.
Is a member vote necessary?
To approve the merger, yes.
Both parties will hold a member vote via their Annual General Meeting (AGM). Regional Australia Bank's AGM is on 20 November 2025 and Summerland Bank’s AGM is on 19 November 2025.
What is the deadline for voting?
Proxy voting opens on 2 October 2025 and closes at 5pm on 18 November 2025.
If you’re voting in person (or online), you can do so at the AGM on 20 November 2025 at 6:00pm.
Who is eligible to vote?
- Any Regional Australia Bank customer aged 18 or older on 20 November 2025 is entitled to vote.
- If you hold a non-personal membership (e.g. company, partnership, or association), you must appoint a representative to vote on your behalf.
- Any customer who is under 18 on 20 November 2025 is not eligible to vote.