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Savings Accounts

Whether you're saving for a holiday, car, or home deposit, need motivation to stick to your plan, or want better returns on unused funds, our Savings Accounts can help you reach your goals sooner.
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5% of profits are invested back into the community
Only our shareholders are our customers
Success is helping our communities grow

Savings Account Enquiry Form

To enquire about banking at Regional Australia Bank simply complete this short form. So we can find the right fit for you, please provide as much information as possible.

Disclaimers

1

An intro rate of 4.75% p.a. for the first 90 days. After 90 days, the Standard Variable Rate, currently 2.75% p.a. will apply.

2

The product is only available to new members or existing members transferring funds from another financial institution. Product is limited to one account per member.

3

Interest rates are on a per annum basis and are current as of today's date and are subject to change.

4

In case you have a change of mind, we provide a grace period of 14 calendar days, starting on the Deposit Date. If you would like to withdraw or transfer your investment to a different term, please contact us to arrange this.

If you withdraw part or all of the investment before the Maturity Date, the interest paid on the withdrawn amount will be calculated as follows:

  • Deposits held for less than 30 days:  nil (0%) interest
  • Deposits held for 30 days or longer, but less than 25% of the original Deposit Term:  10% of accrued interest
  • Deposits held for 25%, but less than 50% of the original Deposit Term:  25% of accrued interest
  • Deposits held for 50%, but less than 75% of the original Deposit Term:  50% of accrued interest
  • Deposits held for 75%, but less than 100% of the original Deposit Term:  75% of accrued interest

Where interest has been paid prior to the Maturity Date, the above adjustment will be made to the Deposit Amount.

5

Interest rates are on a per annum basis and are current as of today's date and are subject to change.
Interest payable reverts to Base Interest if interest conditions are not met. Base Interest paid on portion of account balance up to $250,000.
This product is not available to associations or trusts. Maximum of one Savings Booster account per member.

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