Important Update

From 1 May 2025 while we upgrade our systems, you won’t be able to change your PIN in Internet Banking. During this time, please use our mobile app to change your PIN.
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Everyday Accounts

Effortless banking with accounts that let you access, move, and manage your money anytime.

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5% of profits are invested back into the community
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Only our shareholders are our customers
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Success is helping our communities grow

View our Everyday accounts

Community Partnership Account
Community Partnership Account
Our revolutionary transaction account allows you to support a community group of your choice, at no additional cost to you.
All balances
0.00% p.a 1
Community partnership program
Yes
Visa debit card (ATM and EFTPOS)
Yes 2
Access card (ATM and EFTPOS)
Yes
Internet and mobile banking
Yes
Direct debits and credits
Free
Cheques
No
Branch and contact centre
Yes
Overdraft available
Yes
Access fee
Free
Internet, mobile, and phone banking transactions
Free
ATM withdrawal or enquiries
Free 3
Eftpos or Visa transaction
Free
Direct debits and credits
Free
Over-the-counter withdrawal
Free
Over limit fee
$3.50
Direct debit dishonour
$5.00
Bank cheque fee
$11.00
Cheque deposit
10 free deposits per month
Additional deposits $0.50
Apply now Read More
Freedom Retirement Account
Freedom Retirement Account
Full range of access and great interest rates for retirees and pensioners.
Funds between $2,000 to $50,000
1.25% p.a 4
Funds between $50,000 to $250,000
2.50% p.a 4
Community partnership program
No
Visa debit card (ATM and EFTPOS)
Yes 2
Access card (ATM and EFTPOS)
Yes
Internet and mobile banking
Yes
Direct debits and credits
Yes
Cheques
No
Branch and contact centre
Yes
Overdraft available
No
Access fee
Free
Internet, mobile, and phone banking transactions
Free
ATM withdrawal or enquiries
Free 3
Eftpos or Visa transaction
Free
Direct debits and credits
Free
Over-the-counter withdrawal
Free
Over limit fee
$3.50
Direct debit dishonour
$5.00
Bank cheque fee
$11.00
Cheque deposit
10 free deposits per month
Additional deposits $0.50
Enquire now Read More

Find out more or get started on your Everyday Account application now

Let us know how we can help by leaving your details, and as much information as possible, using the form below. We'll get back to you at a convenient time so you can get going sooner.

We respect your privacy and are committed to protecting your data in accordance with our privacy policy

Disclaimers

1

 Terms & Conditions apply. See Visa Conditions of Use for details.

2

To be eligible for a Visa Debit Card, you must have an Australian Residential Address and be over the age of 12 years.

3

No withdrawal fees at Regional Australia Bank ATMs. Transactions at other financial institutions’ ATMs may incur a fee.

4

Interest rates are on a per annum basis and are current as of today's date and are subject to change.

Need help?
Call us on 132 067 or
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