Find the best Home Loan for you
The calculator below helps you determine the interest rate and loan repayment based on your loan amount and product selection. Please speak to an accredited Regional Australia Bank lender to ensure the product you select aligns with your financial goals. The calculator is intended as a guide to help you better understand your options.
Following the Reserve Bank of Australia's (RBA) decision, we're increasing our variable home loan interest rates by 0.25% p.a., effective 17th February 2026.
Prudential Disclosures
Regional Australia Bank is classed as a Non-Significant Financial Institution. As required by the Prudential Standards the following public disclosures are made:
CPS 511 - Disclosure FY24-25
CPS 511 - Disclosure FY23/24
APS 330 Public Disclosure that applies from 1st January 2023 - Please refer to the APRA website for published statistics that are relevant to Regional Australia Bank: