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Get up to $4000 CA$HBACK¹

When you take out a home loan with us

Home Loan Rates Tailored To You

Navigate your home financing journey confidently with our LVR (Loan-to-Value Ratio) guide.

Invest Your Money

With Competitive Fixed Interest Rates

Open an Account Today

Becoming a member and opening your account online is quick, easy and secure

Business

Access Convenience, Pay Digitally

Access your funds for online and in-store purchases with our Digital Card

Helpful Information For You

What you need to know when buying your first home

A Comprehensive Guide from Financial Preparation to Securing Your Dream Property.

Stay Scam Alert

Scam Awareness

Stay Scam Alert

Scams and Frauds are on the rise in Australia. Explore our Articles to Stay Informed and Scam-Alert.

Community Partnership Program

Community

Community Partnership Program

Banking with Regional Australia Bank comes packaged with a conscience. The Community Partnership Program allows our members to support their local community

Mortgage Offset Home Loan

Unlock exclusive benefits as your mortgage ownership grows. Experience personalised offers tailored to your home journey with us!

What are one-time passwords and why you should use them

One-time passwords (OTP) prevent fraudulent activities and improve your account security. Find out how they help verify identity and enhance account security by leveraging a unique password for every single login.

Regional Australia Bank at the forefront of national initiative to give consumers more control over their data.

The Consumer Data Right (CDR) is all about you and your fellow Australians. It gives you more control over your data and allows you to easily access better products and services. In a nutshell, it makes banking about people.

Young family buy a new house illustration

See our low rate Basic Home Loan

$0 monthly fees, $0 annual fees

Unlimited additional repayments

Support from local dedicated home loan experts

What you need to know when buying your first home

Buying your first home can be an exciting, but sometimes overwhelming process.

To help you get started Regional Australia Bank has created a cheat sheet of everything you need to know - from getting your finances ready through to securing your dream property.

Business & Commercial Loans

If you're starting out or want to grow your business, we offer a range of commercial and business loans including secured or unsecured finance, flexible interest rates and repayment terms.