Support for our members
If you’re experiencing financial hardship, or other challenging circumstances, let us help.
Find the best Home Loan for you
The calculator below helps you determine the interest rate and loan repayment based on your loan amount and product selection. Please speak to an accredited Regional Australia Bank lender to ensure the product you select aligns with your financial goals. The calculator is intended as a guide to help you better understand your options.
From 1 May 2025 while we upgrade our systems, you won’t be able to change your PIN in Internet Banking. During this time, please use our mobile app to change your PIN.
Regional Australia Bank is a customer-owned bank who has been helping regional Australians achieve their lifestyle goals for more than 55 years.
Get up to $4000 CA$HBACK
Take out a Home Loan with Regional Australia Bank to get up to $4000 cashback!
Terms and conditions apply.
Switch to Regional Australia Bank
We've been helping our members reach their financial dreams for over 55 years and we can't wait to help you.
Get a monthly boost on your savings
Get a boosted interest rate of 4.75%.
Terms and conditions apply.
Invest your money
With competitive fixed interest rates of 4.60% p.a.
6-8 month Term Saving Deposit (Amounts $1,000 to $500,000). Terms and conditions apply.
If there’s one thing we have in common, it’s our passion for our communities.
Regional Australia Bank is a customer owned bank.
Trusted by regional Australians for 55+ years to achieve their goals.
Pledge more than 5% of our profits back into grass roots community initiatives
Quality, competitively priced products
Find the best Home Loan for you
Ready to take the next step towards owning your home? At Regional Australia Bank, we've created a home loan that's flexible and easy to understand. Whether you're buying your first home, refinancing, or looking to invest, we've got the options to help suit your needs.
How a Regional Australia Bank Home Loan Specialist can help you
Buying your first home can overwhelming. The number of forms, requirements and jargon can make you wonder whether it's worth all the effort. We've been there, and we're here to help arm you with the right information, so you can shop for a house, apply for a mortgage, and close the deal with confidence.
When you're ready, our Home Loan Specialists will be by your side, to answer your questions and take you through the first steps. It's easier than you think to get started on your home buying journey. Get some no obligation, friendly support and book an appointment to speak with a Home Loan Specialist today.
First Home Guarantee, Family Home Guarantee and Regional First Home Buyer Guarantee
The First Home Guarantee and Regional First Home Buyer Guarantee are Australian Government initiatives to help eligible home buyers purchase their home sooner. The Family Home Guarantee supports eligible single parents or eligible single legal guardians of at least one dependent to purchase a home sooner.
Access Convenience, Pay Digitally
Access your funds for online and in-store purchases with our Digital Card
We have your business needs covered
Mortgage Secured Commercial Loans
Whether secured by residential, commercial or rural property our dedicated Commercial Lending Team can tailor a commercial mortgage to meet your long term finance needs.
Business Vehicles & Equipment Loans
Our Business Vehicles & Equipment Loans Team offer a full range of solutions and expertise to meet your business's needs
Merchant Facilities
Regional Australia Bank is excited to partner with Tyro. With over 20 years of working alongside Australian businesses, Tyro provides EFTPOS solutions that seamlessly integrate with your business.
Community Partnership Account
Enhance your community support with our Community Partnership Account.Explore The Inside Story
Financial assistance
If the unexpected happens, and you have missed a repayment or you’re unable to meet your repayments, please get in touch.
Lost or stolen card
If your card has gone missing, or it’s been stolen, you should immediately block it and request a replacement.
Access and Login Problems
If you're having trouble logging in to your internet banking account, ensure you're using the correct username and password. If you've forgotten your password, you can reset it using the "Forgot Password" link on the login page. If the issue persists, contact our customer service team for assistance.