Find the best Home Loan for you
The calculator below helps you determine the interest rate and loan repayment based on your loan amount and product selection. Please speak to an accredited Regional Australia Bank lender to ensure the product you select aligns with your financial goals. The calculator is intended as a guide to help you better understand your options.
Following the RBA's decision to increase the official cash rate, variable interest rates will increase by 0.25% p.a., effective 19 May 2026. Deposit rates for savings products will increase as of 1 June 2026.
Digital Card
Leave your wallet at home and use your compatible phone to make easy, fast and secure cashless payments.
Introducing Regional Australia Bank's Digital Card
Digital cards are secure representations of your physical debit or credit cards stored on your smartphone or smartwatch. They eliminate the need to carry your physical wallet, offering a convenient and secure way to make payments in stores and online.
Benefits of Using Digital Cards
- Convenience: No need to carry your physical wallet or remember your card details. Simply tap your phone or smartwatch to pay.
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Instant Order or Replacement:
For new account holders or those reporting lost or stolen cards, digital cards can be reissued instantly, reducing downtime and inconvenience.
While replacement physical cards will be ordered and sent, they won't appear in the app until processed. Replacement digital cards are issued immediately, though you must log back into the app to see them. - Security: Digital cards use advanced encryption technology to safeguard your financial information. Even if your phone is lost or stolen, unauthorised transactions are prevented.
- Speed: Contactless payments with digital cards are faster than swiping traditional cards.
- Wide Acceptance: Digital cards are widely accepted by major retailers and online merchants.
Talk to a Regional Australia Bank specialist
Want to know more about our products or services?
Call or send your enquiry and we'll get back to you.