Personal Loan

All-purpose Personal Loan for quick and easy funds when you need them.

Variable Interest Rate
From 15.99%p.a
Comparison Rate
From 16.91%p.a1

Features & Benefits

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Available for a Range of Purposes
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No Monthly Service Fee
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Free Additional Repayments
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Redraw Facility Available ²

We offer flexible personal loans with an easy application process and fast approval.

Travel, furniture, white goods, debt consolidation, no matter your needs we can tailor a Personal Loan to fit you. And of course, your Regional Australia Bank Personal loan comes with low fees and the superior customer service we pride ourselves on!

Have a question or want to get started?

Apply online now

Its easy to apply online with Regional Australia Bank's 'Apply Now'. Get your application completed any time of day.

Get Answers

Have a question? Simply send us your enquiry and we'll get back to you.

Call us

We're available on 132 067 if you would like to apply over the phone or have a question.

Product Details

Interest Type
Repayment Options
Principal & Interest
Security Type
Secured or Unsecured
Minimum Amount
Maximum Term
7 years
Advance Payments
Repayment Frequency
Weekly, Fortnightly or Monthly
Monthly Service Fee
Approval Fee
PPSR Check Fee (if required)
Staff Assisted Redraw Fee
Variable Interest Rate
From 15.99%p.a
Comparison Rate
From 16.91%p.a1


1 WARNING: This comparison rate is for an unsecured variable rate Personal Loan based on $15,000 over 3 years. It refers to the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate. Interest rates are on a per annum basis and are current as at 01/02/17 and are subject to change.

2 Minimum redraw amount is $200 and a Redraw Fee applies for staff assisted redraws.

Terms, conditions, fees, charges and normal lending criteria apply. See Fees & Charges for full details.
Please refer to the Product Details when considering if this product is right for you.
Community Mutual Ltd is the issuer of the product.