Support for our members
If you’re experiencing financial hardship, or other challenging circumstances, let us help.
Find the best Home Loan for you
The calculator below helps you determine the interest rate and loan repayment based on your loan amount and product selection. Please speak to an accredited Regional Australia Bank lender to ensure the product you select aligns with your financial goals. The calculator is intended as a guide to help you better understand your options.
From 1 May 2025 while we upgrade our systems, you won’t be able to change your PIN in Internet Banking. During this time, please use our mobile app to change your PIN.
Personal Loan
All-purpose Personal Loan for quick and easy funds when you need them.
Variable Interest Rate from
15.99% p.a
1
Comparison Rate from
17.40% p.a
2
Features
| Interest type | Variable |
| Repayment options | Principal & Interest |
| Security type | Secured or Unsecured |
| Minimum amount | $500 |
| Maximum term | 7 years |
| Advance payments | Yes |
| Redraw | Yes 3 |
| Repayment frequency | Weekly, Fortnightly or Monthly |
| Variable Interest Rate from | From 15.99% p.a 1 |
| Comparison Rate from | From 17.40% p.a 2 |
Fees
| Monthly service fee | None |
| Approval fee | $195 |
| PPSR check fee (if required) | $26 |
Speak to us about your Personal Loan
Do you have personal loan questions or want to speak to someone first before starting your application? Complete this short form with as much information as you can and get the answers from a Regional Australia Bank Personal Loan expert.
Account Management and Support
For help with managing your account, including online access, and other features, contact our support team.
Financial assistance
If the unexpected happens, and you have missed a repayment or you’re unable to meet your repayments, please get in touch.
Lost or stolen card
If your card has gone missing, or it’s been stolen, you should immediately block it and request a replacement.