Support for our members
If you’re experiencing financial hardship, or other challenging circumstances, let us help.
Find the best Home Loan for you
The calculator below helps you determine the interest rate and loan repayment based on your loan amount and product selection. Please speak to an accredited Regional Australia Bank lender to ensure the product you select aligns with your financial goals. The calculator is intended as a guide to help you better understand your options.
Following the Reserve Bank of Australia's decision, Regional Australia Bank will be increasing all variable loan interest rates by 0.25% p.a., effective 19 November 2026.
Personal Loan
All-purpose Personal Loan for quick and easy funds when you need them.
Variable Interest Rate from
16.24% p.a
1
Comparison Rate from
17.65% p.a
2
Features
| Interest type | Variable |
| Repayment options | Principal & Interest |
| Security type | Secured or Unsecured |
| Minimum amount | $500 |
| Maximum term | 7 years |
| Advance payments | Yes |
| Redraw | Yes 3 |
| Repayment frequency | Weekly, Fortnightly or Monthly |
| Variable Interest Rate from | 16.24% p.a1 |
| Comparison Rate from | 17.65% p.a2 |
Fees
| Monthly service fee | None |
| Approval fee | $195 |
| PPSR check fee (if required) | $26 |
Speak to us about your Personal Loan
Do you have personal loan questions or want to speak to someone first before starting your application? Complete this short form with as much information as you can and get the answers from a Regional Australia Bank Personal Loan expert.
Account management and support
For help with managing your account, including online access, and other features, contact our support team.
Financial assistance
If the unexpected happens, and you have missed a repayment or you’re unable to meet your repayments, please get in touch.
Lost or stolen card
If your card has gone missing, or it’s been stolen, you should immediately block it and request a replacement.
Disclaimers
1
Interest rates are on a per annum basis and are current as of today's date and are subject to change. Please note that the interest rate effective at the end of each month applies to the whole month.
2
The Comparison rate is calculated on a secured loan amount of $30,000 over a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
3
Minimum redraw amount is $200.