Head Start Family Guarantee

The rising cost of living these days makes saving for a home loan difficult. An alternative is available however with our Head Start Family Guarantee - a home loan designed to get you into your first home sooner... with a little help from your loved ones.

Want to enquire? Have a question?

We're here to help.

Features & Benefits

Available on our full range of home loans
Choose amount and length of guarantee¹
Get the home you really want sooner
Save thousands by avoiding LMI¹

As you’ve probably been hearing lately, property prices are sky high. Combined with equally high costs of living the result is that the “Great Australian Dream” is at risk. It’s getting harder and harder to save a deposit, meaning first home buyers are being increasingly priced out of the housing market.

Unfortunately without a little help it can be extremely hard for first home buyers to take advantage of the great home loan rates and their first step up the property ladder.

But there is hope for those looking for a much needed head start.

It’s a ‘guarantee’, but not as you know it.

Our Head Start Family Guarantee is a limited guarantee, allowing the home buyer and guarantor to decide how much of the loan they’d like guaranteed and for how long1. Unlike some guarantees, the Head Start Family Guarantee does not need the buyer’s entire loan to be guaranteed, making it an easier and more flexible alternative!

For the first home buyer it means getting into the market earlier and retaining their independence, as the family don’t have to guarantee the entire amount or term of the loan.

For guarantors our Head Start Family Guarantee can mean less risk, more security and more flexibility compared to a traditional guarantee. Most importantly though, it could help give their loved ones the head start they need.

Have a question or want to get started?

Apply online now

Its easy to apply online with Regional Australia Bank's 'Apply Now'. Get your application completed any time of day.

Get Answers

Have a question? Simply send us your enquiry and we'll get back to you.

Call us

We're available on 132 067 if you would like to apply over the phone or have a question.

How does it work?


1 Regional Australia Bank reserves the right to determine eligibility for this service.


Terms, conditions, fees, charges and normal lending criteria apply. See Fees & Charges for full details.
Please refer to the 
product details when considering if this product is right for you.
Regional Australia Bank Ltd is the issuer of the product.