Head Start Family Guarantee Home Loan

The Head Start Family Guarantee Home Loan is designed to get you into your first home sooner... with a little help from your loved ones.

Features & Benefits

Available on our full range of home loans
Choose amount and length of guarantee¹
Get the home you really want sooner
Save thousands by avoiding LMI¹

Be a first home buyer

Speak to our Home Loan Specialists and find out how our family guarantee mortgage can help you.

How does a family guarantee mortgage work?

First time home buyer?

Find out all your need to know about buying a home. For information about mortgages, first home owner grants, home loan calculators and more, see our first home buyers guide and be in the know.

Helpful Calculators

Home Loan Repayments Calculator

Compare Loans Calculator

Borrowing Power Calculator

Family playing in front yard

Want to know more about home loans?

We know the home loan process can be confusing at times, but at Regional Australia Bank we like to make the complex, simple.

We've simplified and compiled a list of questions we frequently get asked about, such as "How much deposit do I need?" or "What's the difference between a variable and fixed rate?"

Be sure to check out our Frequently Asked Questions to learn more.

Have a question or want to get started?

Apply for Refinancing Your Home Loan Online

Get started now by applying online to refinance your home loan. It's convenient, secure and available 24/7.

Need help choosing a loan?

Get in touch with a Home Loan Specialist for advice when refinancing. We're here to help from application to settlement.

Call us

We're available on 132 067 if you would like to apply over the phone or have a question.


1 Regional Australia Bank reserves the right to determine eligibility for this service.


Terms, conditions, fees, charges and normal lending criteria apply. See Fees & Charges for full details.
Please refer to the 
product details when considering if this product is right for you.
Regional Australia Bank Ltd is the issuer of the product.