Home Loans

Regional Australia Bank's range of flexible home loans and helpful tools provide all you need to secure the right mortgage for you.

Partnership Advantage Home Loan

Partnership Advantage is our premium home loan, with all the features and every advantage all in one package.

Discount Variable - $250,000+
(Owner Occupier, Principal & Interest)

3.99%p.a1

Discount Variable - $250,000+
(Owner Occupier, Principal & Interest) - Comparison Rate

4.18%p.a2

Basic Home Loan

Our low rate home loan with all the features you need and none that you don't

Basic Home Loan Special Offer
(Owner Occupier, Principal & Interest)

3.79%p.a1

Basic Home Loan Special Offer
(Owner Occupier, Principal & Interest) - Comparison Rate

4.23%p.a2

Head Start Family Guarantee

The rising cost of living these days makes saving for a home loan difficult. An alternative is available however with our Head Start Family Guarantee - a home loan designed to get you into your first home sooner... with a little help from your loved ones.

Sustainable Home Loan

We reward your commitment to the environment and sustainability with a low interest rate and full range of features.

Variable Rate
(Owner Occupier, Principal & Interest)

3.79%p.a1

Variable Rate
(Owner Occupier, Principal & Interest) - Comparison Rate

3.81%p.a2

Fixed Home Loan

Lock in your interest rate for a set period of time to protect against future increases.

2 Year Fixed
(Owner Occupier, Principal & Interest)

3.99%p.a

2 Year Fixed
(Owner Occupier, Principal & Interest) - Comparison Rate

5.04%p.a2

Mortgage Offset Home Loan

Our standard variable home loan with competitive features and flexible options.

Standard Variable
(Owner Occupier, Principal & Interest)

5.22%p.a

Standard Variable
(Owner Occupier, Principal & Interest) - Comparison Rate

5.24%p.a2

Mortgage Overdraft

A line of credit style all-in-one home loan and transaction account for maximum flexibility

Standard Variable
(Owner Occupier, Interest Only)

From 5.72%p.a

Self Managed Super Fund Housing Loan

A loan specially designed to allow your Self Managed Super Fund to borrow and invest in residential property.

Variable Rates
(Investor, Principal & Interest)

From 5.87%p.a

Disclaimer

1 Interest rates are on a per annum basis and are current as at 25/08/17 and are subject to change.

2 WARNING: This comparison rate is based on $300,000 over 30 years. It refers to the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.

Terms, conditions, fees, charges and normal lending criteria apply.
Please refer to the Product Details when considering if a product is right for you.

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Visa Platinum Rewards Credit Card

Spend up to $10,000 each statement period and pile up Qantas Points with every eligible purchase you make.
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