Freedom Retirement

Full range of access AND great interest rates for retirees and pensioners.

Features & Benefits

Your choice of access methods
Competitive interest rates
Unlimited electronic transactions
Low fees
Portion over $48,600
2.20%p.a1
Portion between $2,000 and $48,600
1.00%p.a

Product Details

Community Partnership Program
No
Visa Debit Card (ATM and Eftpos)
Yes2
Access Card (ATM and Eftpos)
Yes
Internet and Mobile Banking
Yes
Phone Banking
Yes
Direct Debits and Credits
Yes
Cheques
Yes
Branch and Service Support Centre
Yes
Overdraft Available
No
Access Fee
$5.00
(Exempt when membership balance is over $5,000)
Internet, Mobile and Phone Banking Transactions
Free
ATM Withdrawals or Enquiries
Free3
Eftpos or Visa Transaction
Free
Direct Debits and Credits
Free
Over the Counter Withdrawal
6 Free withdrawals per month
Additional withdrawals $2.00
(Exempt when membership balance is over $5,000)
Staff Assisted External Transfer
$2.25
Over Limit Fee
$12.50
Direct Debit Dishonour
$12.50
Bank Cheque Fee
$11.00
Cheque Deposit
$0.50
Portion less than $2,000
0.25%p.a
Portion between $2,000 and $48,600
1.00%p.a
Portion over $48,600
2.20%p.a1

Disclaimer

1 Interest rates are on a per annum basis and are current as at 01/12/17 and are subject to change.

2 To be eligible for a Visa Debit Card, you must have an Australian Residential Address and be over the age of 14 years.

3 No withdrawal fees at Regional Australia Bank ATMs and ATMs that are a part of the Westpac Network within Australia. Transactions at other financial institutions’ ATMs may incur a fee.

Terms, conditions, fees and charges apply. See Fees & Charges for full details.
Please refer to the Conditions of Use when considering if this product is right for you.
Regional Australia Bank Ltd is the issuer of the product.