Find the best Home Loan for you
The calculator below helps you determine the interest rate and loan repayment based on your loan amount and product selection. Please speak to an accredited Regional Australia Bank lender to ensure the product you select aligns with your financial goals. The calculator is intended as a guide to help you better understand your options.
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Internet Banking designed around you
A simpler, smarter, and more secure way to bank online
A better way to bank online
Banking online should be simple, secure and designed to fit around your life. That’s why we’ve upgraded Internet Banking with a refreshed look, a smoother experience and stronger security, so you can manage your money with confidence and ease.
What’s new in Internet Banking
With this upgrade, you’ll notice a range of improvements designed to make your everyday banking faster and more intuitive.
A brand-new design and streamlined navigation
A cleaner layout and simplified menus make it easier to move around and find what you need.
Instantly update your daily payment limits
Whether it’s BPAY, Internal, External, International or NPP transfers, you can now adjust your limits instantly in Internet Banking. Increase your limit when you need to make a larger payment or reduce it for extra peace of mind.
Change your card PIN anytime
The ability to update your card PIN anytime is BACK, directly in Internet Banking as well as through the app.
Enhanced security with CoP
Coming Soon: Confirmation of Payee (CoP) offers additional security and peace of mind with every payment. To make sure your payment goes through successfully, please ensure the account name you provide is correct and matches the intended recipient.
Refreshed, smarter, safer and designed around you
Your upgraded Internet Banking is here, bringing together a refreshed look, improved security and smarter features to make your everyday banking easier.
How do I change my daily payment limit?
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Log in to Internet Banking
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Go to Settings & Security > Daily Transaction Limits
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Choose the payment type (BPAY, transfer to another bank, Osko, or international payment)
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Enter your new daily limit
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Confirm the change using the One Time Password (OTP) we send you
Your new limit will start straight away.
What is a daily payment limit?
It is the maximum amount you can send in one day for each payment type (BPAY, transfers to another bank, Osko, international). It helps protect you from scams and fraud.
If I increase my limit, is it permanent?
Yes. Your new limit stays in place until you lower it again. For safety, reduce it once your payment is complete.
Can I lower my limit at any time?
Yes. You can lower your limit at any time in Internet Banking, using the options shown. If you need a limit lower than the options provided, please call us on 13 20 67.
Is there a maximum limit I can set?
Yes. Each payment type has a maximum daily amount.
How long does it take for the new limit to take effect?
Your new limit usually applies straight away and is a permanent change. For safety, lower your limit once the payment is complete.
Can I raise my limit in preparation for a future payment?
Yes. Just make sure the higher limit is still active when the payment is processed. For safety, lower your limit once the payment is complete.
Can I still contact Regional Australia Bank to change my limits?
Yes. You can call us on 13 20 67 or visit a branch. Using Internet Banking is quicker and easier.
Can I manage my limits on the App and well as Internet Banking?
No. You can only change your limits in Internet Banking.
What if I cannot see Daily payment limits in my Settings?
You may not have SMS One Time Password (OTP) set up on your profile. If you do not receive OTP, you will not see this feature. Call us on 13 20 67 for help.
Can I change limits on a business account?
No. Business accounts are managed differently. Please call us on 13 20 67 and our team will help you with your business payment limits.