Find the best Home Loan for you
The calculator below helps you determine the interest rate and loan repayment based on your loan amount and product selection. Please speak to an accredited Regional Australia Bank lender to ensure the product you select aligns with your financial goals. The calculator is intended as a guide to help you better understand your options.
Following the Reserve Bank of Australia's (RBA) decision, we're increasing our variable home loan interest rates by 0.25% p.a., effective 7th April 2026.
Gambling Assistance
If gambling is affecting your finances or wellbeing, you’re not alone. We offer tools and resources to help you take control.
What is gambling harm?
Defined by the Australian Institution of Family Studies, “gambling harm is any negative consequence experienced by an individual or members of their social network because of participation in gambling.”
Gambling harm can range from minor challenges to serious crises and the severity isn’t always linked to how often or how much someone gambles.
Recognising the warning signs of gambling harm
Spending more
Gambling with money meant for essentials like bills, groceries, or savings.
Chasing losses
Trying to win back money after a loss often leads to spending more than planned.
Time of day
If gambling is happening late at night or during times you’d normally spend with family, work, or other activities.
Financial hardship
Using credit cards, loans, or borrowing from friends and family to fund gambling.
Understanding the impact of gambling
Gambling can affect more than just finances. Its impact often reaches into emotional wellbeing, relationships and daily responsibilities. These effects can vary from mild stress to significant challenges, depending on individual circumstances.
- Strained relationships – Conflicts with family or friends, or withdrawing from social activities.
- Mental health challenges – Feelings of stress, anxiety, or depression linked to gambling behaviour.
- Disruption to daily life – Trouble focusing on work, study, or other responsibilities.
- Financial pressure – Difficulty paying bills, managing debt, or keeping up with everyday expenses.
How we can help
At Regional Australia Bank, we understand that gambling can affect financial wellbeing in different ways. That’s why we provide practical tools and personalised assistance to help you manage your money with confidence:
Card controls
Instantly lock your card to prevent gambling transactions.
Block online purchases
Restrict online card transactions to reduce exposure to gambling sites.
Financial hardship support
If gambling has impacted your finances, our Hardship Team can work with you to find tailored assistance, such as flexible repayment options or temporary relief.
Your financial wellbeing matters to us. If you’d like to explore these options, contact us today to discuss what works best for you.
Need help now?
- If you are in immediate danger, please call 000.
- Speak to a confidential Gambling Help counsellor for free, either online or by calling 1800 858 858.
- Free, 24/7 crisis support services are available through Lifeline on 13 11 14 or Beyond Blue on 1300 224 636
National Gambling Helpline
The National Gambling Helpline provides free, confidential support for anyone affected by gambling. Available 24/7 across Australia, you can speak to a trained counsellor by calling 1800 858 858 for advice, information, and assistance.
Gambling Help Online
Gambling Help Online offers free online support for anyone effected by gambling. Support is available across Australia 24/7.
Lifeline
Lifeline is a national charity providing all Australians experiencing emotional distress with access to 24 hour crisis support and suicide prevention services. You can call 131 114, 24 hours a day, 7 days a week from anywhere in Australia for crisis support. You can also send a text message or contact their confidential online chat.
Beyond Blue
Beyond Blue offers free mental health support for anyone experiencing anxiety, depression, or emotional distress. Their trained counsellors are available 24/7 by calling 1300 22 4636, or through online chat and community forums.
Support for our members
If you’re experiencing financial hardship, or other challenging circumstances, let us help.
Financial assistance
If the unexpected happens, and you have missed a repayment or you’re unable to meet your repayments, please get in touch.
Account management and support
For help with managing your account, including online access, and other features, contact our support team.
Recognise and avoid scams
Scammers come in various forms and disguises. Whether you received a call, email, or SMS requesting payment, it's crucial to take a moment and verify before taking any action, even if the request appears to be from us.