Find the best Home Loan for you
The calculator below helps you determine the interest rate and loan repayment based on your loan amount and product selection. Please speak to an accredited Regional Australia Bank lender to ensure the product you select aligns with your financial goals. The calculator is intended as a guide to help you better understand your options.
Following the Reserve Bank of Australia's (RBA) decision, we're increasing our variable home loan interest rates by 0.25% p.a., effective 7th April 2026.
Community
Being owned by Regional Australians means that we understand the connectivity we have between each other, our communities and the environment.
We recognise the role a responsible financial institution can play in achieving and maintaining our regional way of life. So, our banking comes packaged with a conscience. We maximise our contribution to deliver social and environmental returns to our regional communities at every possible opportunity.
Some of the things we do in our communities
Community Partnership Program
It is the ultimate solution that not only helps you save money, but also shaves years off your mortgage. Imagine a financial landscape where you effortlessly save for life's pleasures while steadily reducing your home loan burden – that's the power of an offset savings account with Regional Australia Bank.
Sponsorship
Regional Australia Bank values the sponsorships we give back to our communities, providing essential support to key grassroots initiatives within our network.