Bank Guarantee

No matter the size or goals of your business our dedicated Commercial Lending Team can tailor a package to meet your finance needs.

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We are here to help.

Features & Benefits

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Manage cashflow
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Meet contractual requirements
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Secured by property or term savings
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Competitive fees

Contractual dealings that require a security deposit can put significant strain on your cash flow or mean reduced return on your capital. A Regional Australia Bank guarantee can take the place of a security deposit and be secured by your choice of a mortgage over property or a Term Savings account, either freeing up working funds or allowing you to keep earning interest on your deposit.

Your dedicated Relationship Manager can help you structure your facility to maximise the benefit to your business. With competitive fees and flexible options the Bank Guarantee can help you stay on track and stop the need for a security guarantee from slowing you down!

Product Details

Split Loans Available
Repayment Options
Minimum Amount
Maximum Term
No maximum, remains in place for length of contract
Advance Payments
Repayment Frequency
Maximum LVR (No LMI)
100% (term deposit security), 80% (residential security), 65% (commercial security), 60% (rural security)
Monthly Service Fee
Contact our Commercial Lending Team for details
Approval Fee
Contact our Commercial Lending Team for details
Interest Rates
Contact our Commercial Lending Team for details


Terms, conditions, fees, charges and normal lending criteria apply. See Fees & Charges for full details.
Please refer to the Product Details when considering if this product is right for you.
Community Mutual Ltd is the issuer of the product.