Find the best Home Loan for you
The calculator below helps you determine the interest rate and loan repayment based on your loan amount and product selection. Please speak to an accredited Regional Australia Bank lender to ensure the product you select aligns with your financial goals. The calculator is intended as a guide to help you better understand your options.
Following the RBA's decision to increase the official cash rate, variable interest rates will increase by 0.25% p.a., effective 19 May 2026. Deposit rates for savings products will increase as of 1 June 2026.
Banking Built for Health Professionals
You care for others — we’re here to care for you.
At Regional Australia Bank, we specialise in financial solutions tailored for doctors, allied health professionals, and practice managers across regional Australia. As a 100% customer-owned bank, we’re with you every step of the way.
Tailored Solutions for Your Practice
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Practice Loans
Start, expand, or invest in your practice with loans designed for health professionals. -
Asset Finance
Upgrade your practice with flexible upfront equipment and vehicle finance. -
Business Banking & Payments
Simplify operations with business accounts and Tyro Health EFTPOS integration. -
Commercial & Agribusiness Loans
Secure funding for medical centres, rural property, or large-scale expansion. -
SMSF Property Loans
Invest through your super with flexible SMSF property finance.
Buy, Build, Invest — One Flexible Home Loan
One simple home loan covers it all — personal homes, rural properties, and investments — with expert support and competitive rates.
- Buy or Build Your Home: Borrow up to 90% with no LMI for eligible professionals.
- Lifestyle Properties: Secure acreage or a hobby farm with terms made for regional living.
- Investment Properties: Build wealth with flexible loan options.
Personal Banking, Simplified
Car & Personal Loans
Fast approvals and competitive rates for important purchases.
Everyday Banking
Fee-free accounts, rewards cards, and mobile payments.
Savings & Term Deposits
Earn more with competitive savings rates and fixed term deposits.
Strong Partners in Regional Health
- Backing programs like Glen Innes Health Hub and CanAssist .
- $2.75M+ contributed last year to healthcare and community causes.
- 39 branches strong across regional NSW — and growing.
Want to know more or get in touch with a specialist?
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