Personal Touch Loan

A great unsecured personal loan rate, along with the service and support that gives Regional Australia Bank the personal touch!

Variable Interest Rate
9.99%p.a
Comparison Rate
10.88%p.a1
Call us: 132 067
Apply online

Features & Benefits

Great Personal Loan Rate
No Monthly Service Fee
Free Additional Repayments
Redraw Facility Available ²

Our Personal Touch Loan features the outstanding variable interest rate and personal service you need. Whether you're looking to travel or free up some extra cash for a wedding, home improvements or something else the Personal Touch Loan has you covered with secured and unsecured options.

The Personal Touch Loan is more than just a great rate. It also offers flexible features like:

  • no monthly service fees
  • unlimited additional repayments
  • no penalty for early payout
  • unlimited redraw facility2
  • terms of up to 5 years
  • low application fee

No matter what your dream, the Personal Touch Loan has just what you need to make it happen!

Have a question or want to get started?

Apply online now

Its easy to apply online with Regional Australia Bank's 'Apply Now'. Get your application completed any time of day.

Get Answers

Have a question? Simply send us your enquiry and we'll get back to you.

Call us

We're available on 132 067 if you would like to apply over the phone or have a question.

Product Details

Interest Type
Variable
Repayment Options
Principal & Interest
Security Type
Secured or Unsecured
Minimum Amount
$8,000
Maximum Term
5 years
Advance Payments
Yes
Redraw
Yes2
Repayment Frequency
Weekly, Fortnightly or Monthly
Monthly Service Fee
None
Approval Fee
$195
PPSR Check Fee (if required)
$26
Staff Assisted Redraw Fee
$102
Variable Interest Rate
9.99%p.a
Comparison Rate
10.88%p.a1

Disclaimer

Please note that the Personal Touch Loan is no longer available for debt consolidation purposes. For debt consolidation purposes please see the On Track Debt Consolidation Loan.

1 WARNING: This comparison rate is for an unsecured variable rate Personal Touch Loan based on $15,000 over 3 years. It refers to the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate. Interest rates are on a per annum basis and are current as at 01/02/17 and are subject to change.

2 Minimum redraw amount is $200. A Redraw Fee applies for staff assisted redraws.

Terms, conditions, fees, charges and normal lending criteria apply. See Fees & Charges for full details.
Please refer to the Product Details when considering if this product is right for you.
Community Mutual Ltd is the issuer of the product.

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Use our Personal Loan calculator to estimate how much you can borrow, what your repayments be and how you can repay your loan sooner.