Personal Touch Loan

A great unsecured personal loan rate, along with the service and support that gives Regional Australia Bank the personal touch!

Variable Interest Rate
9.99%p.a
Comparison Rate
10.88%p.a1

Features & Benefits

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Great Personal Loan Rate
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No Monthly Service Fee
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Free Additional Repayments
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Redraw Facility Available ²

Whatever your purpose, our Personal Touch Loan features the outstanding variable interest rate and personal service you need. Whether your goal is travel, consolidation of debt or just to free up some extra cash for your wedding or home improvements the Personal Touch Loan has you covered with secured and unsecured options.

The Personal Touch Loan is more than just a great rate. It also offers flexible features like unlimited additional repayments, no penalty for early payout, a redraw facility2 and terms of up to 5 years. Along with a low application fee and no monthly service fees, the Personal Touch Loan has just what you need to make it happen!

Product Details

Interest Type
Variable
Repayment Options
Principal & Interest
Security Type
Secured or Unsecured
Minimum Amount
$8,000
Maximum Term
5 years
Advance Payments
Yes
Redraw
Yes2
Repayment Frequency
Weekly, Fortnightly or Monthly
Monthly Service Fee
None
Approval Fee
$195
PPSR Check Fee (if required)
$26
Staff Assisted Redraw Fee
$102
Variable Interest Rate
9.99%p.a
Comparison Rate
10.88%p.a1

Disclaimer

1 WARNING: This comparison rate is for an unsecured variable rate Personal Touch Loan based on $15,000 over 3 years. It refers to the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate. Interest rates are on a per annum basis and are current as at 01/02/17 and are subject to change.

2 Minimum redraw amount is $200. A Redraw Fee applies for staff assisted redraws.

Terms, conditions, fees, charges and normal lending criteria apply. See Fees & Charges for full details.
Please refer to the Product Details when considering if this product is right for you.
Community Mutual Ltd is the issuer of the product.