Personal Touch Loan

A great unsecured personal loan rate, along with the service and support that gives Regional Australia Bank the personal touch!

Variable Interest Rate
9.99%p.a
Comparison Rate
10.88%p.a1

Features & Benefits

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Great Personal Loan Rate
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No Monthly Service Fee
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Free Additional Repayments
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Redraw Facility Available ²

Our Personal Touch Loan features the outstanding variable interest rate and personal service you need. Whether you're looking to travel or free up some extra cash for a wedding, home improvements or something else the Personal Touch Loan has you covered with secured and unsecured options.

The Personal Touch Loan is more than just a great rate. It also offers flexible features like:

  • no monthly service fees
  • unlimited additional repayments
  • no penalty for early payout
  • unlimited redraw facility2
  • terms of up to 5 years
  • low application fee

No matter what your dream, the Personal Touch Loan has just what you need to make it happen!

Product Details

Interest Type
Variable
Repayment Options
Principal & Interest
Security Type
Secured or Unsecured
Minimum Amount
$8,000
Maximum Term
5 years
Advance Payments
Yes
Redraw
Yes2
Repayment Frequency
Weekly, Fortnightly or Monthly
Monthly Service Fee
None
Approval Fee
$195
PPSR Check Fee (if required)
$26
Staff Assisted Redraw Fee
$102
Variable Interest Rate
9.99%p.a
Comparison Rate
10.88%p.a1

Disclaimer

Please note that the Personal Touch Loan is no longer available for debt consolidation purposes. For debt consolidation purposes please see the On Track Debt Consolidation Loan.

1 WARNING: This comparison rate is for an unsecured variable rate Personal Touch Loan based on $15,000 over 3 years. It refers to the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate. Interest rates are on a per annum basis and are current as at 01/02/17 and are subject to change.

2 Minimum redraw amount is $200. A Redraw Fee applies for staff assisted redraws.

Terms, conditions, fees, charges and normal lending criteria apply. See Fees & Charges for full details.
Please refer to the Product Details when considering if this product is right for you.
Community Mutual Ltd is the issuer of the product.