Visa Debit Card

Quick, convenient access to your own money anywhere in the world that Visa or EFTPOS are accepted

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Features & Benefits

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Convenient access to your own money
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Tap and Go with Visa payWave
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Dual Visa and EFTPOS functionality
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Over 24 million merchants and 1 million ATMs worldwide¹

Whether you’re online, on the phone or on the high street, Regional Australia Bank’s Visa Debit card provides the security and convenience you need when it’s time to pay. Tap, chip or swipe, savings or credit, online or off, we’ve got you covered, with the added security of Fraud Interceptor and Verified by Visa to make sure it’s really you out there shopping up a storm.

Visa payWave allows you to quickly and conveniently complete small purchases (under $100) without having to insert your card or enter a PIN. Just tap your card on the payment terminal and you’re away!

Additionally, your Visa Debit card gives you access to over 3,000 ATMs across Australia through Regional Australia Bank, Westpac, St George, Bank of Melbourne and BankSA free of direct charging fees.2

Visa Debit card can be attached to all our Everyday accounts, as well as our Loan Offset accounts and Overdrafts. Whether everyday expenses, splashing out on big purchases or just paying bills, Visa Debit creates a seamless experience for you to make all payments, great and small.

Product Details

Visa Acceptance
Yes
EFTPOS Acceptance
Yes
Swipe
Yes
Chip
Yes
Contactless Tap & Go
Visa payWave
Internet Transactions
Yes
Phone Transactions
Yes
Minimum Age of Card Holder
14 years2
Available on 2-To-Sign accounts
No
Replacement Card Fee
$5.00
Additional Cardholder Fee
Free
ATM Withdrawals or Enquiries
Free³
Eftpos or Visa Transaction
Free
Request of Visa Transaction Voucher
$12.50
Overseas Eftpos or Visa Transaction
Free
Overseas ATM Withdrawals or Enquiries
Free4
Currency Conversion Fee
2.00% of the transaction value

Disclaimer

1 Where Visa is accepted.

 

2 To be eligible for an Visa Debit card, you must have an Australian Residential Address and be over the age of 14 years.

 

3 No withdrawal fees at Regional Australia Bank ATMs and ATMs that are a part of the Westpac Network within Australia. Transactions at other financial institutions’ ATMs may incur a fee.

 

4 ATM Owner fees may apply.

 

Terms, conditions, fees and charges apply. See Fees & Charges for full details.
Please refer to the Conditions of Use when considering if this product is right for you.
Community Mutual Ltd is the issuer of the product.