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Product Terms and Conditions

Account and Access Facility Conditions of Use

This document must be read together with our ‘Fees & Charges’ and the ‘Summary of Accounts & Availability of Access Facilities’. Together these documents form the 'Conditions of Use' for Regional Australia Bank’s account and access facilities. You will find information about account operations, complaints, member chequing, direct debit, electronic access facilities and Epayents conditions of use as well as information about the Customer Owned Banking Code of Practice.


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Summary of Accounts and Availability of Access Facilities

This Document should be read together with Regional Australia Bank’s ‘Accounts and Access Facilities Conditions of Use’ and our ‘Fees and Charges’ brochure. This document outlines what type of accounts we provide as well as what features those account have.


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Visa Conditions of Use

It is important that you understand the terms and conditions of any product, but particularly important when a credit contract is involved. This document will provide you with an information statement, the Visa conditions of use and the terms and conditions of Regional Australia Bank’s Qantas Rewards Program and Platinum Concierge Service.

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Interest Rates for Non-Featured Products

Regional Australia Bank has a large list of products that we currently provide. This document will provide you with the interest rates for all of our products that are not currently featured throughout our website. Some of these products have been discontinued and are no longer available, while some are still available to select for new accounts.


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Fees and Charges

This Fees and Charges brochure should be read together with Regional Australia Bank’s ‘Accounts and Access Facilities Conditions of Use’ and our ‘Summary of Accounts and Availability of Access Facilities’. This document outlines all fees, charges and transaction limits for all products and services that Regional Australia Bank provides. This includes but is not limited to general, overdrawn, international, cheque, loan and credit facility fees.

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Site Index
The Inside Story

Products

  • Home Loans
  • Personal Loans
  • Credit Cards
  • Everyday Accounts
  • Savings Accounts
  • Debit Cards
  • Insurance
  • Financial Advice
  • International Payments

Support

  • Notices to members
  • Contact Us
  • FAQs
  • Activate Your Card
  • Hardship Assistance
  • Switch to Regional Australia Bank

Tools

  • Interest Rates
  • Calculators
  • Home Loan Calculators
  • Fees and Charges
  • Locate Us

Products

  • Business Accounts
  • Business Loans
  • Investment Accounts
  • Industry Trust Accounts
  • Merchant Facilities
  • Vehicle and Equipment Finance
  • Travel

Support

  • Access to Regional Australia Bank
  • Contact Us
  • FAQ
  • Hardship Assistance
  • Switch to Regional Australia Bank

Business Tools

  • Calculators
  • Fees and Charges
  • Locate Us

Community Involvement

Community Partnership Program

  • Community Partnership Program Recipient Groups

Heart of our Community

  • Better Communities

Sustainability

Who we are

  • Corporate Profile
  • Membership
  • Executive Management
  • Our Board

Corporate Documents

  • Reports
  • Policies and Guides
  • Product Terms and Conditions

Careers

  • Available Positions

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