Find the best Home Loan for you
The calculator below helps you determine the interest rate and loan repayment based on your loan amount and product selection. Please speak to an accredited Regional Australia Bank lender to ensure the product you select aligns with your financial goals. The calculator is intended as a guide to help you better understand your options.
Following the RBA's decision to increase the official cash rate, variable interest rates will increase by 0.25% p.a., effective 19 May 2026. Deposit rates for savings products will increase as of 1 June 2026.
Corporate documents
The work of Regional Australia Bank is underpinned by its legislation, vision, values, objectives and strategic direction.
Reports
Annual reports, disclosures, workplace gender equality reports, and annual general meeting results.
2025 AGM Results
Download nowAnnual Reports
Each year we release a report on Regional Australia Bank, our financial performance and the activities that we have undertaken throughout the previous year. In this list of reports, you will find repo Read morePrudential Information Disclosures
As a locally-incorporated authorised deposit-taking institution, Regional Australia Bank must disclose information about our capital, risk exposures and remuneration practices on a quarterly and annua Read moreRegional Review
Empowering Regional Australians. Read More
Policies and Guides
Our privacy notices, polices and guides.
Application and Interview Process Terms and Conditions
Information regarding Regional Australia Bank's application and interview process. Read moreConstitution
Regional Australia Bank operates under a constitution and is proud to be a customer-owned bank. Being member owned means we're free to focus on delivering values to members rather than the interests DownloadCredit Guide
Regional Australia Bank is committed to adhering to our responsible lending obligations. This document outlines what those obligations are, in regards to any new credit contracts or credit limit incre DownloadCustomer Owned Banking Code of Practice
The Customer Owned Banking Code of Practice (COBCOP) is the code of practice for Australia’s credit unions, mutual banks and mutual building societies. DownloadFinancial Claims Scheme
The Australian Government's Financial Claims Scheme (FCS) protects people's deposits in the unlikely event that a bank, building society or credit union fails. Read moreFinancial Services Guide
Regional Australia Bank has designed this guide to assist in deciding whether to use any of the financial services we offer. The guide will also provide you with information about our name and contact DownloadPrivacy Policy
At Regional Australia Bank the protection of your privacy and the maintenance of your personal information is fundamental to the way we do business. This policy outlines how we deal with your personal DownloadTell us about your complaint
At Regional Australia Bank we welcome suggestions, compliments and complaints as an opportunity to improve our service. If you experience a problem, or you're dissatisfied in any way, it’s important w Read moreWhistleblower Protection Policy
Regional Australia Bank is committed to maintaining a positive and open culture where individuals feel they can come forward and make a Disclosure that ensures integrity, openness, accountability and DownloadComprehensive Credit Reporting Guide
Comprehensive Credit Reporting (CCR) allows additional information to be exchanged between Credit Providers and Credit Reporting Bodies to provide a clearer picture of your credit history. DownloadPrivacy Notice
This document outlines what type of information we can collect from you, why we collect it and who and when we can then disclose that information to. You will also find information about credit provid DownloadRegional Australia Bank Modern Slavery Statement 2025
Regional Australia Bank is proud to issue this 2025 Modern Slavery Statement pursuant to the Modern Slavery Act 2018. This statement outlines our efforts in recognising, evaluating, and minimising the DownloadGender Pay Gap Statement
Explore Regional Australia Bank's commitment to gender equality: See our latest report on progress, challenges, and the actions we're taking to close the gender pay gap. Download
Product Terms and Conditions
Account access, availability, Visa conditions of use, Mortgage offset conditions and interest rates for non-features deposit products.