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How to spot dating and romance scams
This Valentine’s Day, protect your heart and your wallet. Scammers are using romance to steal more than just your affection.
Why you need to be careful
Dating and romance scams are on the rise, and they can happen to anyone. Scammers create fake profiles, build trust and then manipulate victims into sending money or personal information. They often target people through dating apps, social media, gaming platforms and even by pretending to be celebrities.
How these scams work
Scammers can spend months or even years building a fake relationship. They make you feel special, then use emotional manipulation to get what they want. Common tactics include:
- Claiming an emergency and asking for money.
- Pushing you to open new accounts or move funds.
- Offering “easy money” investments.
Once they have what they want, they disappear and so can your money.
Signs to look out for
Rapid relationship progression
The relationship moves too fast.
Overwhelming early affection
Constant messages and declarations of love early on.
Pressure to use secure apps
They push you to switch to encrypted messaging platforms such as WhatsApp.
Avoidance of face-to-face contact
They ask for secrecy or avoid video calls.
Financial requests or investment offers
They offer investment opportunities or ask for money.
How to protect yourself
- Never send money to someone you have not met in person.
- Do a reverse image search to check if their photos are stolen.
- Avoid sharing personal or banking information online.
- Be cautious if someone pushes you to switch to encrypted messaging platforms such as WhatsApp.
- Pause before you click and double-check who you are dealing with.
- Report anything suspicious to Scamwatch.
Visit the Security Hub
Our Security Hub is your go-to destination for staying informed about the latest threats. It offers practical tips, scam alerts, and easy-to-use tools that help you recognise and respond to risks with confidence.
Trusted support services
Australian Cyber Security Centre
TheACSC is the Australian Government’s lead agency for cyber security. It provides up-to-date alerts, advice, and resources to help individuals and businesses protect themselves online. It also plays a key role in coordinating national responses to cyber threats.
ReportCyber
Managed by the Australian Government, ReportCyber is the official platform for reporting cybercrime and online incidents. It also offers guidance on what to do if you’ve been affected by a cyber incident.
IDCARE
IDCARE is a free, not-for-profit support service for anyone in Australia or New Zealand who has experienced identity theft or cybercrime. Their expert team can help you navigate the recovery process and take steps to protect your personal information. Contact them via their support line: 1800 595 160
Scamwatch & National Anti-Scam Centre
Scamwatch, run by the Australian Competition and Consumer Commission, provides information on how to recognise, avoid, and report scams. It’s part of the broader work of the National Anti-Scam Centre, which brings together government, industry, and community efforts to disrupt scams and protect Australians.
Helpful resources
Disclaimers
This content is informed by resources from the Australian Government’s Scamwatch website. For more information and resources on protecting yourself from scams, visit www.scamwatch.gov.au. Regional Australia Bank Ltd ABN 21 087 650 360 AFSL & Australian Credit Licence 241167.
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