Target Market Determinations

Overview of the Target Market Determination (TMD) for all products currently offered to our members.

As a financial product issuer, we provide a Target Market Determination (TMD) for each financial product we offer.


Why does Regional Australia Bank have TMDs?

By having TMDs, we can ensure that we have identified a target market of consumers and designed products that are suitable for that target market. It also allows us to review our products so that customers receive products that are likely to match their likely goals, financial situation and needs.


Our TMDs are available below for you to view and describe:

  • The type of consumer we designed the product for
  • The product and its key attributes
  • How we will distribute the product
  • Why and when we will review the product


It is important to note that TMDs do not include a product's terms, conditions, fees or charges, and provide general guidance only. Therefore, the information should not be a substitute for personal financial advice.

When deciding if a product is suitable for you, please refer to our Account and Access Facility Conditions of Use, Summary of Accounts and Availability of Access Facilities, Fees and Charges, and applicable interest rates.


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