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Opening a Regional Australia Bank account online

Experience the convenience of opening a Regional Australia Bank everyday bank account, and savings accounts from the comfort of your own home, at anytime, anywhere. No need to visit us in branch - simply hop online and get started today.


Opening a Bank Account Online


1. Choose your Account


Everyday Transaction Account


Community Partnership Account

Our revolutionary transaction account allows you to support a community group of your choice. All while enjoying the convenience of accessing your hard-earned money, and additional funds at your fingertips. Withdraw cash from ATMs, make payments using various methods such as debit card transactions, online via internet banking and the ‘Your Banking’ App, and automatic debits. 

  • Suitable for Everyday Banking
  • Over the age of 18
  • Visa Debit Card
  • Internet & Phone Banking
  • Community Partnership Program
  • No Monthly Fees
  • Single or Joint Accounts


Savings Accounts


Savings Booster

Boost the interest on your savings every month that you stick to your savings plan! Set a savings goal and track your progress from the home screen of the ‘Your Banking’ App.

  • Suitable for Savers with a regular savings plan
  • Over the age of 18 (for online applications only)
  • Internet & Phone Banking
  • Calculated daily, paid monthly
  • Deposit at least $100 and don’t make any withdrawals through the month to receive boosted interest rate (up to $250,000)
  • No Monthly Fees
  • Single Account


Internet Maximiser


Get a great return on your savings while maintaining instant access. Set a savings goal and track your progress from the home screen of the ‘Your Banking’ App. 

  • Suitable for Savers looking for flexibility
  •  Over the age of 18 (for online applications only) 
  • Internet & Phone Banking
  • Calculated daily, paid monthly
  • Interest rate applied to all balances
  • No Monthly Fees
  • Single or Joint Account


If you would like to open a savings account, you will need to open a transaction account (if you don’t already have one).

You can open both an everyday transaction account and a savings account in one online application. 

lady becoming a member online


2. Have Your Personal Information & ID Ready


New to Regional Australia Bank?

What you need to apply now:

  • Identity Documents e.g. your Drivers License, Medicare card, Passport
  • Mobile Phone Number
  • Email Address
  • Be 18 years or older


Already a member?

To open an additional account please contact us on 132 067 or visit your local branch


3. The Application Process


Once you have found the account you would like to open, it’s time to fill out the application form. You will go through the following steps.  

Step 1: Fill out your details

Step 2: Choose your account.

In this step you can also register for internet banking and gain access to the mobile banking app (optional)

You will receive an email confirming your new account details, including your temporary Internet Banking Passcode.

Step 3: Complete your residency details

Step 4: Choose your communications preference

Step 5: Verify your documents and identity online or in branch

We will direct you to a secure third-party service using a secure SMS link connected to this application. You will be asked to upload a photo of your identity documents, or manually upload details of your identity documents. You will also be asked to take a photo of yourself using your mobile phone, to make sure that you are the person who is shown on your identity documents.  

You can also choose to verify your document in person at one of our local branches.

Ready to apply?


Apply online


Need additional help and support?

Please contact us on 132 067 or visit your local branch.

Important information

Before acquiring a Community Partnership Account, you should read the Product Details, Conditions of Use and Target Market Determination, available at any branch or on our website and consider is this product is right for you, having regard to your objectives, financial situation and needs. The Community Partnership Program Guidelines are subject to change. Terms and conditions apply. See Fees & Charges for full details. Regional Australia Bank Ltd ABN 21 087 650 360 Australian Credit Licence and AFSL 241167.