##### Principal and Interest

Rate Type |
Annual Rate |
Comparison Rate^{1} |

LVR 60% or less |
5.97%p.a |
6.00%p.a |

LVR 70% or less |
6.20%p.a |
6.23%p.a |

LVR 80% or less |
6.44%p.a |
6.47%p.a |

LVR 90% or less |
6.66%p.a |
6.69%p.a |

LVR more than 90% |
7.29%p.a |
7.32%p.a |

Interest rates are on a per annum basis and are current for new loan contracts as of today's date and are subject to change.

The LVR Interest Rate Discount applies to the Standard Variable Home Loan Rate at the time of the application of the loan and is based on total mortgage-secured consumer lending held in Mortgage Offset Home Loans.

LVR" is calculated by dividing the loan amount by the value of the property (as assessed by Regional Australia Bank). There may be a difference between the purchase price and the value of the property.

^{1} The Comparison rate is calculated on a secured loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

##### Interest Only

Rate Type |
Annual Rate |
Comparison Rate^{1} |

LVR 60% or less |
6.22%p.a |
6.02%p.a |

LVR 70% or less |
6.45%p.a |
6.25%p.a |

LVR 80% or less |
6.69%p.a |
6.49%p.a |

LVR 90% or less |
6.91%p.a |
6.71%p.a |

LVR more than 90% |
7.54%p.a |
7.34%p.a |

Interest rates are on a per annum basis and are current for new loan contracts as of today's date and are subject to change.

The LVR Interest Rate Discount applies to the Standard Variable Home Loan Rate at the time of the application of the loan and is based on total mortgage-secured consumer lending held in Mortgage Offset Home Loans.

^{1} The Comparison rate is calculated on a secured loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.