Find the best Home Loan for you
The calculator below helps you determine the interest rate and loan repayment based on your loan amount and product selection. Please speak to an accredited Regional Australia Bank lender to ensure the product you select aligns with your financial goals. The calculator is intended as a guide to help you better understand your options.
Following the RBA's decision to increase the official cash rate, variable interest rates will increase by 0.25% p.a., effective 19 May 2026. Deposit rates for savings products will increase as of 1 June 2026.
Home Loan Repayments Calculator
Home Loan Repayments Calculator
Our home loan repayment calculator helps you estimate what your repayments could be, based on your home loan amount, loan type and the interest rate you think you'll be paying.
You can adjust the variables within the calculator. For example, by changing the interest rate you can see how this impacts your estimated repayments.
Using the information from calculator, along with the rest of your budget, you'll start to see whether you can afford the repayments for the life of the loan.
If you have any questions or you’re ready to borrow, give a Regional Australia Bank Home Loan Specialist a call.
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First Home Buyers Guide
Buying your first home? It can be hard to know where to start. Our first buyer's guide contains all you need to know about making one of your biggest investments ever. If you need help or just want support, talk to one of our Home Loan Specialists and get started on your home buying journey.