Verified by Visa is a secure online platform designed to provide you with added extra security when shopping online.
Verified by Visa adds an extra layer of security - at no additional cost - when you shop online with participating retailers. It helps ensure that payments are made by the rightful owner of the Visa account, to make online purchases more secure. Whether you're using a desktop, mobile or other digital device, you may be guided through an additional check to verify your identity. This helps your issuer know you’re really you, and it better protects you from fraud.
How does Verified by VISA work?
Your Visa card will be pre-enrolled into Verified by Visa so there will be no additional effort for you. Look for this symbol at the checkout.
When you shop online with a participating retailer you may be asked to provide a One Time Password (delivered via SMS) to confirm the transaction. Once you have entered the One Time Password your transaction will be processed as usual. This information is not given to the retailer and assures you, the retailer and to us that your card is not being used without your permission. The information we ask for is only to verify your identity.
For your convenience and protection, Verified by Visa works behind the scenes so in most instances you won’t be interrupted when shopping online.