Support for our members
If you're experiencing financial hardship, or other challenging circumstances, let us help.
Find the best Home Loan for you
The calculator below helps you determine the interest rate and loan repayment based on your loan amount and product selection. Please speak to an accredited Regional Australia Bank lender to ensure the product you select aligns with your financial goals. The calculator is intended as a guide to help you better understand your options.
4 months (Amounts from $1,000 to $500,000)
4.25% p.a
1
6 months (Amounts $1,000 to $500,000)
4.10% p.a
1
Secure your savings with a fixed-term investment
Plan ahead and watch your savings grow with our Term Savings Account. Offering competitive interest rates and a wide range of flexible terms, this account is perfect for those looking to maximise their savings with minimal risk. Lock in your funds for a fixed period and enjoy the peace of mind that comes with guaranteed returns. Whether you’re saving for a big purchase, or simply building a nest egg, our Term Savings Account provides a reliable and secure way to achieve your financial goals. Start saving smarter earning interest today.
Why our Term Savings Account works for you
Features & Benefits
Features
| Instant access to funds | Yes. Interest discounts may apply for early redemption. 2 |
| Internet and mobile banking | Yes (balances only) |
| Direct debits and credits | No |
| Branch and contact centre | Yes |
| Minimum balance | $1,000.00 |
| 3 months (Amounts from $1,000 to $500,000) | 3.20% p.a1 |
| 4 months (Amounts from $1,000 to $500,000) | 4.25% p.a1 |
| 6 months (Amounts $1,000 to $500,000) | 4.10% p.a1 |
| 9 months (Amounts $1,000 to $500,000) | 3.85% p.a1 |
| 12 months (Amounts $1,000 to $500,000) | 3.75% p.a1 |
| 18 months (Amounts $1,000 to $500,000) | 3.60% p.a1 |
| 24 months (Amounts $1,000 to $500,000) | 3.50% p.a1 |
| 36 months (Amounts $1,000 to $500,000) | 3.45% p.a1 |
| 48 months (Amounts $1,000 to $500,000) | 3.35% p.a1 |
| 60 months (Amounts $1,000 to $500,000) | 3.40% p.a1 |
Interest conditions
Interest paid on maturity of fixed term. Interest discounts may apply for early redemption.
Interest frequency
Calculated daily, paid on maturity. Monthly, quarterly and semi-annually also available. Conditions apply.
Fees
| Access fee | Free |
| Internet, mobile, and phone banking transactions | N/A |
| Direct credits | N/A |
| Over-the-counter withdrawal | N/A |
| Over limit fee | N/A |
| Direct debit dishonour | N/A |
| Bank cheque fee | $11.00 |
| Cheque deposit | Fees apply |
Find out more about our Term Savings account
To enquire about banking at Regional Australia Bank simply complete this short form. So we can find the right fit for you, please provide as much information as possible.