Support for our members
If you’re experiencing financial hardship, or other challenging circumstances, let us help.
Find the best Home Loan for you
The calculator below helps you determine the interest rate and loan repayment based on your loan amount and product selection. Please speak to an accredited Regional Australia Bank lender to ensure the product you select aligns with your financial goals. The calculator is intended as a guide to help you better understand your options.
Nominations are opened to fill one Board position at Regional Australia Bank, to be appointed at the AGM on Thursday 20 November 2025. Find out how to nominate and key eligibility criteria.
Enviro Loan
Get rewarded for making green purchases and improvements to your home with a low interest rate, great features and no monthly service fees or charges.
Variable Interest Rate
7.20% p.a
1
Comparison Rate
8.54% p.a
2
Features
| Interest type | Variable |
| Repayment options | Principal & Interest |
| Security type | Secured or Unsecured |
| Minimum amount | $500 |
| Maximum term | 5 years |
| Advance payments | Yes |
| Redraw | Yes 3 |
| Repayment frequency | Weekly, Fortnightly or Monthly |
| Variable Interest Rate | 7.20% p.a1 |
| Comparison Rate | 8.54% p.a2 |
Fees
| Monthly service fee | None |
| Approval fee | $195 |
| PPSR check fee (if required) | $26 |
Speak to us about your Personal Loan
Do you have personal loan questions or want to speak to someone first before starting your application? Complete this short form with as much information as you can and get the answers from a Regional Australia Bank Personal Loan expert.
Account Management and Support
For help with managing your account, including online access, and other features, contact our support team.
Financial assistance
If the unexpected happens, and you have missed a repayment or you’re unable to meet your repayments, please get in touch.
Lost or stolen card
If your card has gone missing, or it’s been stolen, you should immediately block it and request a replacement.