Motorcycle Insurance

Need to insure your two wheeler? Through CGU we offer competitive Motorcycle Insurance.

Claims lodgement
Insuring Australians

Whether you’re a keen motorbike enthusiast or weekend moped rider CGU’s Motorcycle insurance offers cover to suit.


Our broadest level of protection, Comprehensive insurance protects your motorcycle or scooter plus any damage you cause to other vehicles and property. In addition, you’ll be covered for theft, storm and other unforeseen events.

Third Party Fire and Theft

For motorcycles and scooters with a lower value, this cover protects your two-wheeler if it’s stolen or burned. In the event of collision or accidental damage, your own motorcycle or scooter won’t be covered.

Third Party Property Damage

If you only need to protect yourself for damage you may cause to other vehicles or property, Third Party Property Damage will cover just that.

Product Details

Features Australia-wide cover Cover for fire and theft Accidental damage including collision Cover for flood and storm damage No Claim Bonus protection (automatic after 2 claim-free years on rating 1) Replacing your motorcycle after a total loss Helmet and protective clothing Emergency repairs after an incident Recoding of locks and barrels after theft of keys Choice of repairer Uninsured motorist damage (not at-fault collision with an uninsured motorist) Hire vehicle after theft or attempt theft Rental vehicle cover Comprehensive Yes Yes Yes Yes Yes Yes- up to 1 year old Yes- up to $250 Yes- up to $500 Yes- up to $1,000 Yes Yes- no limit Yes- up to 14 days Yes Third Party Fire and Theft Yes Yes No No No No No Yes - up to $500 Yes - up to $1,000 Yes Yes - up to $5,000 Yes - up to 14 days Yes Third Party Property Damage Yes No No No No No No No No N/A Tick - up to $5,000 No Yes
This list is a summary of highlighted features and benefits only. Please refer to the CGU Motorcycle Insurance Product Disclosure Statement (PDS) and Policy for full terms and conditions. General insurance issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. Any advice is general advice only and does not take into account your individual objectives, financial situation or needs (“Your Personal Circumstances”). Before using this advice to decide whether to purchase the insurance policy, you should consider your personal circumstances, the relevant Product Disclosure Statement and Target Market Determination, available on this website. Regional Australia Bank acts as an intermediary of CGU.