Landlord Insurance

Insure your investment with the reassurance CGU has over 160 years of experience insuring Australians!

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Insuring Australians

Being a landlord, you’re faced with some uncertainties – but you can rest assured knowing your cover is in the hands of CGU, an insurance partner with over 160 years of experience.

Building and Contents

Landlord Insurance covers your property for loss or damage to the dwelling plus any fittings and furnishings. As expected you will be covered for the standard events: fire, storm, flood and theft (excludes theft by a tenant unless you choose the optional cover).

Optional Rental Income Protection

In the event that your building is uninhabitable as a result of damage to your property or a nearby property, CGU can cover any loss of rent for up to 12 months. You just need to choose the amount of cover you need.

In addition, you can choose to be covered for up to $5,000 against your tenants defaulting on rental payments. If you choose this option, CGU will also protect you against theft by a tenant.

Key features of our Landlords insurance

  •  Accidental breakage of fixed glass
  • Accidental damage you cause to the property
  • Burning out of electrical motors
  • Cover for deliberate or intentional acts, vandalism or malicious acts
  • Choice of liability cover
  • Optional Loss of Rent cover
  • Optional Rent Default cover
This list is a summary of highlighted features and benefits only. Please refer to the CGU Landlords Residential Property Insurance Product Disclosure Statement (PDS) and Policy for full terms and conditions. General insurance issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. Any advice is general advice only and does not take into account your individual objectives, financial situation or needs (“Your Personal Circumstances”). Before using this advice to decide whether to purchase the insurance policy, you should consider your personal circumstances, the relevant Product Disclosure Statement and Target Market Determination, available on this website. Regional Australia Bank acts as an intermediary of CGU.