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Scams take many shapes and forms. If you are making a payment today because someone called, emailed, or sent you an SMS asking you to do it – even if it was us – please pause and verify before you act. Learn more about protecting yourself from scams in our 24/7 Fraud Monitoring Services article or call us on 132 067.
Reduce interest charges on your variable rate home loan and pay your mortgage off sooner. Plus, enjoy a dedicated Relationship Manager to help through the complexities.
Regain control of your home loan with our Mortgage Offset Home Loan – the ultimate solution that not only helps you save money but also shaves years off your mortgage. Imagine a financial landscape where you effortlessly save for life's pleasures while steadily reducing your home loan burden – that's the power of an offset savings account with Regional Australia Bank.
Curious about how it works? Think of your home loan and monthly interest on one hand, and on the other, your aspirations like holidays, bills, and car expenses. Regional Australia Bank stands out by allowing you to compartmentalize these goals into up to eight distinct savings accounts. The combined balance of these accounts is then used to offset your home loan, ensuring you pay interest only on the reduced amount.
This innovative approach lets you see your savings grow, simultaneously fast-tracking your journey to a mortgage-free existence. Our team is committed to making your financial management seamless – with no monthly service fees associated with our Mortgage Offset Home Loan, and the added perk of a Dedicated Relationship Manager to guide you through the intricacies of your mortgage experience.
To reclaim control over your home loan and explore the best of both worlds, come and have a chat with one of our local home lending specialists about incorporating an offset savings account into your financial strategy. Additionally, discover the advantage of our LVR rates – the more you own, the better the deal you could secure. Choose Regional Australia Bank and step into a realm where financial goals are achieved, and dreams are realised
We know the home loan process can be confusing at times, but at Regional Australia Bank we like to make the complex, simple.
We've simplified and compiled a list of questions we frequently get asked about, such as "How much deposit do I need?" or "What's the difference between a variable and fixed rate?"
Be sure to check out our Frequently Asked Questions to learn more.
Get started now by applying online to refinance your home loan. It's convenient, secure and available 24/7.
Get in touch with a Home Loan Specialist for advice when refinancing. We're here to help from application to settlement.
We're available on 132 067 if you would like to apply over the phone or have a question.
Terms, conditions, fees, charges and normal lending criteria apply. See Fees & Charges for full details.
Please refer to the Product Details, Conditions of Use and Target Market Determination when considering if this product is right for you.
Regional Australia Bank Ltd is the issuer of the product.