First home buyers guide

Buying your first home can be daunting, and it can be hard to know where to start.
Our first buyer's guide contains all you need to know about making your biggest investment.

Step 1. Be prepared

Know all the costs involved when buying a new home

The costs of buying a home.

Some expenses often get overlooked. Find out the costs you'll need to save for your home.

Learn how to plan your budget to see your savings grow

Plan your budget.

Use our simple budget planner to find out how much you can put away regularly to meet your goals sooner.

See if your are eligble for a first home owners grant

First Home Owner Grants.

The First Home Owner Grant assists first home owners to purchase their home. See if you qualify here.

Step 2. Be informed

Calculate what your loan replayments will be

What's your borrowing power?

Calculate how much you can afford to borrow.

Calculate your loan repayments

Estimate your repayments.

I know how much I want to borrow, tell me my repayments.

Estimate how much stamp duty you may need to pay

Work out the stamp duty?

Stamp duty is the amount of tax you'll pay on any property purchase.

Step 3. Make a move

Apply online now

Apply online and complete your application when and where you want. It's that simple!

Book an appointment

Want to talk with a Regional Australia Bank Home Lending Specialist? Make an appointment online.

Talk to us

Come into your local branch or call us on 132 067
 

Get family help for your first home

Help is on hand to get you into your first home!

Saving for your first home can be difficult. See how our Head Start Family Guarantee can help you.
Learn More

Finding it hard to get into your first home? This could save you thousands.

While it’s evident there’s quite a bit of adversity first home buyers must face, believe it or not, you’re probably not doomed to a life of perpetual renting or living under your parents’ roof.

Learn More

Head Start Family Guarantee

The rising cost of living these days makes saving for a home loan difficult. An alternative is available however with our Head Start Family Guarantee - a home loan designed to get you into your first home sooner... with a little help from your loved ones.
Learn More