First home buyers guide

Buying your first home? It can be hard to know where to start. Our first buyer's guide contains all you need to know about making your biggest investment.

Step 1. Be prepared

Know all the costs involved when buying a new home

The costs of buying a home.

Some expenses often get overlooked. Find out the costs you'll need to save for your home.

Learn how to plan your budget to see your savings grow

Plan your budget.

Use our simple budget planner to find out how much you can put away regularly to meet your goals sooner.

See if your are eligble for a first home owners grant

First Home Owner Grants.

The First Home Owner Grant assists first home owners to purchase their home. See if you qualify here.

Step 2. Be informed

Calculate what your loan replayments will be

What's your borrowing power?

Calculate how much you can afford to borrow.

Calculate your loan repayments

Estimate your repayments.

I know how much I want to borrow, tell me my repayments.

Estimate how much stamp duty you may need to pay

Work out the stamp duty?

Stamp duty is the amount of tax you'll pay on any property purchase.

Step 3. Make a move

Apply for home loan online

Get started now by applying online for your home loan. It's quick, convenient, secure and available 24/7.

Book an appointment

Want to talk with a Regional Australia Bank Home Lending Specialist? Make an appointment online.

Talk to us

Come into your local branch or call us on 132 067