First Home Buyers Guide

Buying your first home? It can be hard to know where to start. Our first buyer's guide contains all you need to know about making your biggest investment. When you're ready, talk to a Home Loan Specialist or book an appointment at a time that suits you.

Step 1. Be prepared

The costs of buying a home.

Some expenses often get overlooked. Find out the costs you'll need to save for your home.

Plan your budget.

Use our simple budget planner to find out how much you can put away regularly to meet your goals sooner.

First Home Owner Grants.

The First Home Owner Grant assists first home owners to purchase their home. See if you qualify here.

Step 2. Be informed

What's your borrowing power?

Calculate how much you can afford to borrow.

Estimate your repayments.

I know how much I want to borrow, tell me my repayments.

Work out the stamp duty?

Stamp duty is the amount of tax you'll pay on any property purchase.

Step 3. Make a move

Apply for home loan online

Get started now by applying online for your home loan. It's quick, convenient, secure and available 24/7.

Book an appointment

Want to talk with a Regional Australia Bank Home Lending Specialist? Make an appointment online.

Talk to us

We're here to help. Come visit us at your local Regional Australia Bank branch or give us call on 132 067