Visa Platinum Rewards Credit Card

Spend up to $10,000 each statement period and pile up Qantas Points with every eligible purchase you make.

Enjoy the rewards of bringing your banking together today.

We're ready when you are. Call us or start your application now.

Features & Benefits

Earn Qantas Points1
Complimentary Travel Insurance2
Free additional cardholders
Visa Platinum Concierge Service4

With our Visa Platinum Rewards Card, you can now combine your rewards card with your other Regional Australia Bank accounts, all under one roof! There's no need to have a credit card anywhere else!


Our Visa Platinum Rewards Credit Card is a premium credit card, offering you great rewards on your eligible everyday spend, along with a range of other great features such as:

  • Complimentary Qantas Frequent Flyer membership5
  • Access to Visa's 24/7, worldwide Platinum Concierge service4
  • Complimentary Travel Insurance2 when you use your card to book a trip

The Visa Platinum Rewards Card delivers great value with 0.75 Qantas Points1 per $1 spent and a competitive $195 annual fee. Other benefits include:

  • Waived annual fee if you have a Partnership Advantage Home Loan3
  • Free additional cardholders
  • No fees for late payments

Your Qantas Points can be redeemed for flights, upgrades, hotels or even something from the Qantas Store.

Successful applicants are eligible for a complimentary Qantas Frequent Flyer membership so you can immediately start earning points and plan your next getaway!

Have a question or want to get started?

Apply online now

Its easy to apply online with Regional Australia Bank's 'Apply Now'. Get your application completed any time of day.

Get Answers

Have a question? Simply send us your enquiry and we'll get back to you.

Call us

We're available on 132 067 if you would like to apply over the phone or have a question.

Product Details

Max. Interest Free Days
45 days
Reward Points

0.75 Qantas Points per $1 spent on eligible purchases
Up to $10,000 per statement period

1 bonus point per $1 spent through qantas.com and the Qantas Store
Minimum Credit Limit
$6,000
Swipe
Yes
Chip
Yes
Contactless Tap & Go
Yes
Additional Features
Access to Visa Platinum Concierge4
Complimentary Travel Insurance2
Annual Fee
$195
Waived for Partnership Advantage Home Loan holders3
Additional Cardholder Fee
Free
Cash Advance Fee
Free
ATM Withdrawals or Enquiries
Free7
Visa Transactions
Free
Direct Debits and Credits
Free
Over the Counter Withdrawal
6 Free withdrawals per month
Additional withdrawals $2.00
(Exempt when membership balance is over $5,000)
Staff Assisted External Transfer
$2.25
Over Limit Fee
$12.50
Direct Debit Dishonour
$12.50
Bank Cheque Fee
$11.00
Cheque Deposit
10 free cheques included per month
Additional cheques $0.50
Late Payment Fee
Free
Purchase Rate
19.99%p.a6
Cash Advance Rate
19.99%p.a6

Disclaimer

1 Qantas Points and Qantas Bonus Points accrue in accordance with and are subject to the Visa Conditions of Use. You must be a Qantas Frequent Flyer member to earn points. A joining fee may apply. Membership and points are subject to the Qantas Frequent Flyer program terms and conditions.

2 Regional Australia Bank has entered into a group policy for overseas travel insurance with ACE Insurance Limited, A Chubb company (ABN 23 001 642 020 AFSL 239687) The eligibility criteria is set out in the Platinum Rewards Credit Card - Travel Insurance Terms and Conditions, along with all information about cover, including full terms and conditions and limits and exclusions that apply.

3 Card Annual Fee is waived where there is an active Partnership Advantage Home Loan on the same member number at the time the fee is scheduled to be charged.

4 Terms & Conditions apply See Visa Conditions of Use for details.

5 This joining fee waiver is offered by Regional Australia Bank. It is available to new applicants who are not already Qantas Frequent Flyer members and who apply for membership online through qantas.com/joinffregionalaustraliabank. This offer is non-transferable and not available in conjunction with any other offer. Qantas Frequent Flyer membership and each application is subject to approval by Qantas.

6 Interest rates are on a per annum basis and are current as at 10/09/16 and are subject to change.

7 No withdrawal fees at Regional Australia Bank ATMs and ATMs that are a part of the Westpac Network within Australia. Transactions at other financial institutions’ ATMs may incur a fee.

Not available for businesses, associations or trusts.
Terms, conditions, fees, charges and normal lending criteria apply. See Fees & Charges for full details.
Please refer to the Conditions of Use when considering if this product is right for you.
Regional Australia Bank Ltd is the issuer of the product.