¹ Qantas Points and Qantas Bonus Points accrue in accordance with and are subject to the Visa Conditions of Use. You must be a Qantas Frequent Flyer member to earn points. A joining fee may apply. Membership and points are subject to the Qantas Frequent Flyer program terms and conditions.

² Regional Australia Bank has entered into a group policy for overseas travel insurance with ACE Insurance Limited, A Chubb company (ABN 23 001 642 020 AFSL 239687) The eligibility criteria is set out in the Platinum Rewards Credit Card - Travel Insurance Terms and Conditions, along with all information about cover, including full terms and conditions and limits and exclusions that apply.

³ Card Annual Fee is waived where there is an active Partnership Advantage Home Loan on the same member number at the time the fee is scheduled to be charged.

⁴ Terms & Conditions apply See Visa Conditions of Use for details.

⁵ This joining fee waiver is offered by Regional Australia Bank. It is available to new applicants who are not already Qantas Frequent Flyer members and who apply for membership online through qantas.com/joinffregionalaustraliabank. This offer is non-transferable and not available in conjunction with any other offer. Qantas Frequent Flyer membership and each application is subject to approval by Qantas.

⁶ Interest rates are on a per annum basis and are current as at 10/09/16 and are subject to change.

⁷ No withdrawal fees at Regional Australia Bank ATMs and ATMs that are a part of the Westpac Network within Australia. Transactions at other financial institutions’ ATMs may incur a fee.

Not available for businesses, associations or trusts.
Terms, conditions, fees, charges and normal lending criteria apply. See Fees & Charges for full details.
Please refer to the Conditions of Use when considering if this product is right for you.
Regional Australia Bank Ltd is the issuer of the product.