Partnership Advantage Home Loan
Our fully featured home loan offers offset accounts, redraw, fee waivers and discounts across a host of other products.
Earn Qantas Points on every eligible purchase with a Visa Platinum Rewards Credit Card.1
Bringing your credit card and banking together under one roof at Regional Australia Bank can save you time and hassle. That's because you'll enjoy:
With a Visa Platinum Rewards Credit Card, you'll earn 0.75 Qantas Points for every $1 you spend on eligible purchases2 – up to $10,000 and 7,500 points in each statement period. Plus you'll earn a bonus additional Qantas Point for every $1 spent on Qantas products and services.3
Best of all, you'll enjoy complimentary Qantas Frequent Flyer membership so you can start collecting points right away4 as well as an additional 10,000 points every year!9
With the Visa Platinum Rewards Credit Card, you'll have an annual fee of just $195, which is waived if you have a Partnership Advantage Home Loan8. Plus you'll enjoy:
1 Qantas Points and Qantas Bonus Points are subject to the Regional Australia Bank Visa Conditions of Use available at regionalaustraliabank.com.au/product-terms and the Qantas Frequent Flyer Terms and Conditions available at qantas.com/terms.
2 Eligible purchases do not include fees, cash, cash equivalent transactions, BPAY, refunds and balance transfers debited from the card account. To be eligible, the account must be open and not in arrears at the time of crediting points within that monthly statement cycle.
3 Selected Qantas products and services are Qantas passenger flights (with a QF flight number) purchased on the Qantas merchant account, i.e. directly with Qantas or some travel agents, and Qantas Frequent Flyer and Qantas Club membership joining and annual fees apply. Excludes Jetstar, Qantas Holidays, Qantas branded non airfare products, Qantas Freight and Qantas Staff Travel.
4 A joining fee usually applies however, this joining fee will be waived by Regional Australia Bank. It is available to new applicants who are not already Qantas Frequent Flyer members and who apply for membership online through qantas.com/joinffregionalaustraliabank. This offer is non-transferable and not available in conjunction with any other offer. Qantas Frequent Flyer membership and each application is subject to approval by Qantas.
5 Terms and conditions apply. Please refer to Part D of the Visa Conditions of Use when considering if this product is right for you.
6 Interest rates are on a per annum basis and are current as of today's date and are subject to change.
7 No withdrawal fees at Regional Australia Bank ATMs. Transactions at other financial institutions’ ATMs may incur a fee.
8 Visa Platinum Rewards Credit Card Annual Fee is waived where there is an active Partnership Advantage Home Loan on the same member number at the time the fee is scheduled to be charged.
9 To be eligible for the additional 10,000 bonus points the facility must not be in arrears at any time during the yearly period, bonus points will be credited on the 11th month anniversary of the yearly period and every 12 months thereafter.