Visa Platinum Rewards Credit Card

Earn Qantas Points on every eligible purchase with a Visa Platinum Rewards Credit Card.1

Keep life simple by keeping your banking in one place

Bringing your credit card and banking together under one roof at Regional Australia Bank can save you time and hassle. That's because you'll enjoy:

  • Better visibility - you can see all your banking, including your credit card, together on one statement or on online banking, and you'll only need to remember one login.
  • Instant transfers - move money between your Regional Australia Bank accounts and credit card with no delay, so you won't have to worry about when your payment will go through.
  • Peace of mind -you can set an automated transfer from your Regional Australia Bank savings account to pay the outstanding balance on your credit card, so you can avoid interest charges.
Mother using laptop while carrying baby in kitchen

Young woman checking her train in time board

Earn Qantas Points for flights, travel upgrades and more

With a Visa Platinum Rewards Credit Card, you'll earn 0.75 Qantas Points for every $1 you spend on eligible purchases2 – up to $10,000 and 7,500 points in each statement period. Plus you'll earn a bonus additional Qantas Point for every $1 spent on Qantas products and services.3

Best of all, you'll enjoy complimentary Qantas Frequent Flyer membership so you can start collecting points right away4 as well as an additional 10,000 points every year!9

Enjoy a low annual fee and other great benefits

With the Visa Platinum Rewards Credit Card, you'll have an annual fee of just $195, which is waived if you have a Partnership Advantage Home Loan8. Plus you'll enjoy:

  • Up to 45 days interest free on purchases.
  • No fees for late payments or additional cardholders.
  • 24/7 Visa Platinum Concierge Service5.
Convenient on-line shopping

Product Details

Annual Fee
Waived for Partnership Advantage Home Loan holders8
Additional Cardholder Fee
Cash Advance Fee
ATM Withdrawals or Enquiries
Visa Transactions
Direct Debits and Credits
Over the Counter Withdrawal
6 Free withdrawals per month
Additional withdrawals $2.00
(Exempt when membership balance is over $5,000)
Staff Assisted External Transfer
Over Limit Fee
Direct Debit Dishonour
Bank Cheque Fee
Cheque Deposit
10 free cheques included per month
Additional cheques $0.50
Late Payment Fee
Purchase Rate
Cash Advance Rate

1 Qantas Points and Qantas Bonus Points are subject to the Regional Australia Bank Visa Conditions of Use available at and the Qantas Frequent Flyer Terms and Conditions available at

2 Eligible purchases do not include fees, cash, cash equivalent transactions, BPAY, refunds and balance transfers debited from the card account. To be eligible, the account must be open and not in arrears at the time of crediting points within that monthly statement cycle.

3 Selected Qantas products and services are Qantas passenger flights (with a QF flight number) purchased on the Qantas merchant account, i.e. directly with Qantas or some travel agents, and Qantas Frequent Flyer and Qantas Club membership joining and annual fees apply. Excludes Jetstar, Qantas Holidays, Qantas branded non airfare products, Qantas Freight and Qantas Staff Travel.

4 A joining fee usually applies however, this joining fee will be waived by Regional Australia Bank. It is available to new applicants who are not already Qantas Frequent Flyer members and who apply for membership online through This offer is non-transferable and not available in conjunction with any other offer. Qantas Frequent Flyer membership and each application is subject to approval by Qantas.

5 Terms and conditions apply. Please refer to Part D of the Visa Conditions of Use when considering if this product is right for you.

6 Interest rates are on a per annum basis and are current as of today's date and are subject to change.

7 No withdrawal fees at Regional Australia Bank ATMs. Transactions at other financial institutions’ ATMs may incur a fee.

8 Visa Platinum Rewards Credit Card Annual Fee is waived where there is an active Partnership Advantage Home Loan on the same member number at the time the fee is scheduled to be charged.

9 To be eligible for the additional 10,000 bonus points the facility must not be in arrears at any time during the yearly period, bonus points will be credited on the 11th month anniversary of the yearly period and every 12 months thereafter.