Support for our members
If you're experiencing financial hardship, or other challenging circumstances, let us help.
Find the best Home Loan for you
The calculator below helps you determine the interest rate and loan repayment based on your loan amount and product selection. Please speak to an accredited Regional Australia Bank lender to ensure the product you select aligns with your financial goals. The calculator is intended as a guide to help you better understand your options.
From 1 May 2025 while we upgrade our systems, you won’t be able to change your PIN in Internet Banking. During this time, please use our mobile app to change your PIN.
Visa Platinum Rewards Credit Card
Earn Qantas Points on every eligible purchase with a Visa Platinum Rewards Credit Card.1
Purchase Rate
19.99% p.a
2
Cash Advance Rate
19.99% p.a
2
Earn Qantas Points on every eligible purchase with a Visa Platinum Rewards Credit Card.
Bringing your credit card and banking together under one roof at Regional Australia Bank can save you time and hassle.3 4 5
That's because you'll enjoy:
Features & Benefits
Simplify your life by keeping your banking in one place
Bringing your credit card and banking together under one roof at Regional Australia Bank can save you time and hassle. That's because you'll enjoy:
- Better visibility - you can see all your banking, including your credit card, together on one statement or on online banking, and you'll only need to remember one login.
- Instant transfers - move money between your Regional Australia Bank accounts and credit card with no delay, so you won't have to worry about when your payment will go through.
- Peace of mind -you can set an automated transfer from your Regional Australia Bank savings account to pay the outstanding balance on your credit card, so you can avoid interest charges.
Earn Qantas Points for flights, travel upgrades and more
With a Visa Platinum Rewards Credit Card, you'll earn 0.75 Qantas Points for every $1 you spend on eligible purchases6– up to $10,000 and 7,500 points in each statement period. Plus you'll earn a bonus additional Qantas Point for every $1 spent on Qantas products and services.
Best of all, you'll enjoy complimentary Qantas Frequent Flyer membership so you can start collecting points right away7 as well as an additional 10,000 points every year8!
Enjoy a low annual fee and other great benefits
With the Visa Platinum Rewards Credit Card, you'll have an annual fee of just $1959. Plus you'll enjoy:
- Up to 45 days interest free on purchases.
- No fees for late payments or additional cardholders.
- 24/7 Visa Platinum Concierge Service10.
| Purchase Rate | 19.99% p.a2 |
| Cash Advance Rate | 19.99% p.a2 |
Fees
| Annual fee | $195 |
| Additional cardholder fee | Free |
| Cash advance fee | Free |
| ATM withdrawals or enquiries | Free 11 |
| Visa transactions | Free |
| Direct debits and credits | Free |
| Over-the-counter withdrawal | Free |
| Staff-assisted external transfer | Free |
| Over limit fee | $3.50 |
| Direct debit dishonour | $5.00 |
| Bank cheque fee | $11.00 |
| Cheque deposit |
10 free cheques included per month Additional cheques $0.50 |
| Late payment fee | Free |
Get started with a Visa Platinum Rewards Credit Card
Let us know how we can help by leaving your details, and as much information as possible, using the form below. We'll get back to you at a convenient time so you can get your credit card sooner.