Our Home Loans

Regional Australia Bank's range of flexible home loans, competitive rates and helpful tools provide all you need to secure the right mortgage for you.
Speak to a specialist now and get a home loan that suits you.

Partnership Advantage Home Loan

Our fully featured home loan offers discounted interest rates, fee waivers and discounts across a host of other products.

Discount Variable - $250,000+
(Owner Occupier, Principal & Interest)

3.99%p.a1

Discount Variable - $250,000+
(Owner Occupier, Principal & Interest) - Comparison Rate

4.18%p.a2

Basic Home Loan

Our lowest home loan rate with all the features you need and none that you don't

Basic Home Loan Special Offer
(Owner Occupier, Principal & Interest)

3.79%p.a1

Basic Home Loan Special Offer
(Owner Occupier, Principal & Interest) - Comparison Rate

4.23%p.a2

Head Start Family Guarantee Home Loan

The Head Start Family Guarantee Home Loan is designed to get you into your first home sooner... with a little help from your loved ones.

Fixed Rate Home Loan

Get a low fixed home loan rate for terms of one to five years. A fixed rate home loan is a great option if you'd prefer to lock in your home loan repayments and stay on top of your budgeting.

2 Year Fixed
(Owner Occupier, Principal & Interest)

3.99%p.a1

2 Year Fixed
(Owner Occupier, Principal & Interest) - Comparison Rate

5.04%p.a2

Sustainable Home Loan

Be rewarded for your commitment to the environment with a green home loan that offers a low interest rate and full range of features.

Variable Rate
(Owner Occupier, Principal & Interest)

3.79%p.a1

Variable Rate
(Owner Occupier, Principal & Interest) - Comparison Rate

3.81%p.a2

Mortgage Offset Home Loan

Reduce interest charges on your variable rate home loan and pay your mortgage off sooner. Plus, enjoy a dedicated Relationship Manager to help through the complexities.

Standard Variable
(Owner Occupier, Principal & Interest)

5.22%p.a1

Standard Variable
(Owner Occupier, Principal & Interest) - Comparison Rate

5.24%p.a2

Mortgage Overdraft

A line of credit style all-in-one home loan and transaction account for maximum flexibility

Standard Variable
(Owner Occupier, Interest Only)

From 5.72%p.a1

Self Managed Super Fund Loan

A property loan for Australians who wish to invest in residential properties through their Self Managed Super Fund. See how your SMSF can help fund your retirement.

SMSF Variable Rate
(Residential Security, Principal & Interest Payments)

6.35%p.a1

First time home buyer?

Find out all your need to know about buying a home. For information about mortgages, first home owner grants, home loan calculators and more, see our first home buyers guide and be in the know.

Disclaimer

1 Interest rates are on a per annum basis and are current as at 25/08/17 and are subject to change.

2 WARNING: This comparison rate is based on $300,000 over 30 years. It refers to the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.

Terms, conditions, fees, charges and normal lending criteria apply.
Please refer to the Product Details when considering if a product is right for you.