Take control of your future by using your SMSF to borrow and invest in commercial and rural property
The Self Managed Super Fund (SMSF) Loan is tailored to provide loans to trustees of authorised regulated Australian Self Managed Super Funds (SMSFs) to borrow for the purpose of purchasing residential property.3
It's important to consider that borrowing through your SMSF to invest in property can be a complex strategy. We require that you source independent Legal and Financial advice before applying.
Regional Australia Bank requires the trustee to be Corporate Trustees when borrowing to invest in property.
1 Interest rates are on a per annum basis and are current as of today's date and are subject to change.
2 No monthly access fee where the minimum monthly membership balance exceeds $5,000
3 The Self Managed Super Fund Housing Loan is only available for residential, commercial and rural property purchases for investment purposes only and must be secured by a first registered mortgage over the property being purchased. It is not available for owner-occupied property, vacant land (unless rural acreage), specialised securities (pubs, motels and service stations etc), renovations, repairs, credit increases, construction loans, second mortgages or low doc loans. We require that you seek your own financial, tax, and legal advice before borrowing to invest in super.
4 LVR is 70% for properties in towns with populations of 5,000 to 20,000; 80% for properties in towns with populations over 20,000.
Terms, conditions, fees, charges and normal lending criteria apply. See Fees & Charges for full details.
Please refer to the Product Details when considering if this product is right for you.
Regional Australia Bank Ltd is the issuer of the product.