Self Managed Super Fund Loan

Take control of your future by using your SMSF to borrow and invest in residential, commercial and rural property

SMSF Variable Rate
(Residential Security, Principal & Interest Payments)
From 5.87%p.a1

Features & Benefits

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Competitive interest rates
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No monthly service fee
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Split your loan to hedge against interest rate uncertainty
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Dedicated Relationship Manager

We offer a range of flexible loan options for trustees of authorised regulated Australian Self Managed Super Funds (SMSFs) to borrow for the purpose of purchasing residential, commercial and rural property.2

Our SMSF Loans can help you pursue the potential benefits of borrowing to invest in your Self Managed Super Fund while ensuring that other assets of your SMSF remain protected.

It's important to consider that borrowing through your SMSF to invest in property can be a complex strategy. We require that you source independent Legal and Financial advice before applying.

Product Details

Split Loans Available
Yes3
Repayment Options
Principal & Interest
Minimum Amount
$100,000
Maximum Term
25 years Residential Security
15 years Commercial or Rural Security
Advance Payments
Yes
Repayment Frequency
Monthly
Minimum Deposit (No LMI)
20%-30% Residential Security4
35% Commercial Security
40% Rural Security
Monthly Service Fee
None
Approval Fee
Contact our Commercial Lending Team for details
SMSF Variable Rate
(Residential Security, Principal & Interest Payments)
From 5.87%p.a1
Other Interest Rates
Contact our Commercial Lending Team for details

Disclaimer

1 Interest rates are on a per annum basis and are current as at 25/08/17 and are subject to change.

The Self Managed Super Fund Housing Loan is only available for residential, commercial and rural property purchases for investment purposes only and must be secured by a first registered mortgage over the property being purchased. It is not available for owner-occupied property, vacant land (unless rural acreage), specialised securities (pubs, motels and service stations etc), renovations, repairs, credit increases, construction loans, second mortgages or low doc loans. We require that you seek your own financial, tax, and legal advice before borrowing to invest in super.

3 Additional documentation fees may apply for split loans.

4 LVR is 70% for properties in towns with populations of 5,000 to 20,000; 80% for properties in towns with populations over 20,000.


Terms, conditions, fees, charges and normal lending criteria apply. See Fees & Charges for full details.
Please refer to the Product Details when considering if this product is right for you.
Community Mutual Ltd is the issuer of the product.