Managing cash flow needs and unforeseen circumstances with minimum hassle is key for any business. Our Commercial Overdrafts are a flexible, no fuss option to help you meet your working capital requirements and minimise costs.

Our Commercial Lending Specialists work with you to structure an overdraft limit and options tailored to your individual needs, removing uncertainty and making sure the funds you need are available when you need them. We don't charge any ongoing line fees, service fees or unused overdraft fees and you only pay interest on the portion of your overdraft limit you actually use so your peace of mind doesn't come with any hidden surprises!

Available funds in your overdraft are readily accessible through your choice of access method, whether that be online, card, cheque or through our branches or Service Support Centre.¹