family with their dog sitting outside their home

Growing Together to Serve Regional Australia

Strengthening our communities, building a stronger future for our members.

At Regional Australia Bank we live and breathe that regional Australia spirit. We want to play an active and influential role in our communities, and empower the people and businesses of regional Australia to achieve great things. Our purpose is to build strong regional communities through the power of money.

A History of Growth Through Partnership

  1. New England Staff Credit Union

  2. Merger with Peel Valley Credit Union

  3. Merger with Orana Credit Union

  4. Merger with Hunter Mutual

  5. Merger with Holiday Coast Credit Union

  6. Merger with Macquarie Credit Union

  7. Merger with Summerland Bank

  8. Proposed merger with SWSbank

    Proposed

Member Information

Why These Mergers Matter

At Regional Australia Bank, growth is about strengthening communities, not just expanding balance sheets.

The merger with Summerland Bank and the MOU with SWSbank are part of a long-term strategy to ensure regional Australians continue to have access to local, trusted banking.

These steps will:

•    Protect local branches and face-to-face services in regional towns

•    Provide more products, services, and digital options for members

•    Strengthen financial sustainability, allowing investment in technology, security, and innovation

•    Reinforce member-owned values, keeping the bank committed to the communities it serves


Stronger Together

By combining forces with banks that share our values, we are creating a stronger, more resilient, and future-ready bank — for members today and generations to come.

•    Your account numbers, digital access, and branch services stay the same.

•    There are no planned branch closures as a result of these changes.

•    Our focus remains on local service, personalised support, and community empowerment.

•    We will keep members fully informed at every stage.


Merger Updates Snapshot


Summerland Merger SWSbank MOU Member Experience
Approved by members Intent to explore merger No immediate changes
Takes effect 1 July 2026 Subject to due diligence & approvals Accounts and services stay the same
~130,000 members
10 new branches
~145,000 members
4 new branches
Local branches + digital services

FAQs