Find the best Home Loan for you
The calculator below helps you determine the interest rate and loan repayment based on your loan amount and product selection. Please speak to an accredited Regional Australia Bank lender to ensure the product you select aligns with your financial goals. The calculator is intended as a guide to help you better understand your options.
Please visit your app store to upgrade to the latest Regional Australia Bank app, ‘Your Banking’, as older versions are no longer supported.
View all of our Business Loans
Mortgage Secured Commercial Loans
Whether secured by residential, commercial or rural property our dedicated Commercial Lending Team can tailor a commercial mortgage to meet your long term finance needs.
Split loans available
Yes
Repayment options
Principal & Interest, Interest Only, Interest in Advance
Minimum amount
$500
Maximum term
30 years (residential security), 15 years (commercial or rural security)
Advance payments
Yes (variable loans only)
Redraw
Yes, minimum $500 (variable loans only)
Repayment frequency
Monthly, Quarterly, Semi-Annually or Annually
Minimum deposit (No LMI)
Residential, Commercial or Rural security options
1
Monthly service fee
None
Redraw fee
$0
Approval fee
Contact our Commercial Lending Team for details
Self Managed Super Fund Loan
Enjoy personalised service to navigate the complexities of SMSF property investment.
Split loans available
N/A
Repayment options
Principal & Interest
Minimum amount
$100,000
Maximum term
25 years Residential Security
15 years Commercial or Rural Security
15 years Commercial or Rural Security
Advance payments
Yes
Redraw
No
Repayment frequency
Monthly
Minimum deposit (No LMI)
20%-30% Residential Security
35% Commercial Security
50% Rural Security 2
35% Commercial Security
50% Rural Security 2
Monthly service fee
None
Redraw fee
N/A
Approval fee
$1,500
Commercial Overdraft
Manage your cash flow efficiently with our Business Overdraft facility.
Split loans available
Variable rates only
Repayment options
Interest only
Minimum amount
$500
Maximum term
N/A
Advance payments
N/A
Redraw
N/A
Repayment frequency
No regular scheduled repayments
Minimum deposit (No LMI)
20% (residential security)
35% (commercial security)
40% (rural security)
N/A (unsecured)
35% (commercial security)
40% (rural security)
N/A (unsecured)
Monthly service fee
None
Redraw fee
N/A
Approval fee
Contact our Commercial Lending Team for details
Business Vehicles & Equipment Loans
Our Business Vehicles & Equipment Loans Team offer a full range of solutions and expertise to meet your business's needs
Split loans available
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Repayment options
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Minimum amount
Talk to us
Maximum term
Talk to us
Advance payments
Talk to us
Redraw
Talk to us
Repayment frequency
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Minimum deposit (No LMI)
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Monthly service fee
Talk to us
Redraw fee
Talk to us
Approval fee
Talk to us
Business Line of Credit
Flexible and accessible finance for your business, with the ability to draw on funds when you need them most.
Split loans available
N/A
Repayment options
N/A
Minimum amount
$100,000
Maximum term
5 years
Advance payments
N/A
Redraw
N/A
Repayment frequency
N/A
Minimum deposit (No LMI)
N/A
Monthly service fee
Contact our Commercial Lending Team for details
Redraw fee
N/A
Approval fee
Contact our Commercial Lending Team for details
Bank Guarantee
Secure your business transactions with our Bank Guarantee.
Split loans available
N/A
Repayment options
N/A
Minimum amount
No minimum
Maximum term
No maximum, remains in place for length of contract
Advance payments
N/A
Redraw
N/A
Repayment frequency
N/A
Minimum deposit (No LMI)
Contact our Commercial Lending Team for details
Monthly service fee
Contact our Commercial Lending Team for details
Redraw fee
N/A
Approval fee
Contact our Commercial Lending Team for details
Non-Mortgage Secured Commercial Loans
Offering competitive rates and flexible terms without the need for property collateral, this loan is ideal for managing cash flow, upgrading equipment, or expanding operations.
Split loans available
Variable only
Repayment options
Principal & Interest, Interest in Advance
Minimum amount
$500
Maximum term
5 years
Advance payments
Yes
Redraw
Yes, minimum $500 (variable loans only)
Repayment frequency
Monthly
Minimum deposit (No LMI)
N/A
Monthly service fee
None
Redraw fee
$0
Approval fee
Contact our Commercial Lending Team for details
Find out more about our Business Loans
Let us know how we can help by leaving your details, and as much information as possible, using the form below. We'll get back to you at a convenient time so you can get going sooner.
Disclaimers
1
Interest rates are on a per annum basis and are current as of today's date and are subject to change.
2
LVR is 70% for properties in towns with populations of 5,000 to 20,000; 80% for properties in towns with populations over 20,000.