Our Basic Home Loan is perfect for those entering the property market, refinancing an existing home loan or looking to invest in property. Along with a low home loan rate, you'll also get a dedicated Relationship Manager to help you get started and be there throughout the life of the loan.
We know the home loan process can be confusing at times, but at Regional Australia Bank we like to make the complex, simple.
We've simplified and compiled a list of questions we frequently get asked about, such as "How much deposit do I need?" or "What's the difference between a variable and fixed rate?"
Be sure to check out our Frequently Asked Questions to learn more.
Get started now by applying online for your home loan. It's quick, convenient, secure and available 24/7.
Get in touch with a Home Loan Specialist for advice. We're here to help from application to settlement.
We're available on 132 067 if you would like to apply over the phone or have a question.
Interest rates are on a per annum basis and are current as of today's date and are subject to change.
1 The Basic Home Loan Special Offer is a discounted rate that applies for a period of 3 years from the commencement of the loan. After this 3 year period rates will revert to the standard “Basic Home Loan” variable rate. The special is only available for owner occupied borrowings over $150,000 with new security. No product switching is permitted. Available for a limited time only and not in conjunction with any other discount.
2 WARNING: This comparison rate is based on $300,000 over 30 years. It refers to the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.
3 The Basic Home Loan is only available for owner occupied or residential investment borrowings with over $100,000 of new lending.
4 Minimum redraw amount is $500.
5 Regional Australia Bank reserves the right to determine eligibility for this service.
6 No monthly Access Fee where the minimum monthly membership balance exceeds $5,000.
Terms, conditions, fees, charges and normal lending criteria apply. See Fees & Charges for full details.
Please refer to the Product Details when considering if this product is right for you.
Regional Australia Bank Ltd is the issuer of the product.