Our low rate home loan with all the features you need and none that you don't
Great discounts off our Basic Variable rate for 3 years.
Only available to owner-occupiers for new loans of $150,000 and over.
Limited time only!
You're not into the full box and dice. You want a stripped back, simple home loan that's lean, mean and ready to rumble. You need a Basic Home Loan from Regional Australia Bank.
Along with our lowest variable interest rate and no ongoing fees, you get the ability to make advance payments and redraws as standard, with no additional fees or conditions.
Plus, you get the added reassurance of a dedicated Relationship Manager as your single point of contact, both to help you get started and as back up if you need it at any time throughout the course of your loan. Having a real person to deal with solicitors and third parties while talking you through the complexities of the purchase process, so you can focus on the more important things in life!
Its easy to apply online with Regional Australia Bank's 'Apply Now'. Get your application completed any time of day.
Have a question? Simply send us your enquiry and we'll get back to you.
We're available on 132 067 if you would like to apply over the phone or have a question.
Interest rates are on a per annum basis and are current as at 01/12/17 and are subject to change.
1 The Basic Home Loan Special Offer is a discounted rate that applies for a period of 3 years from the commencement of the loan. After this 3 year period rates will revert to the standard “Basic Home Loan” variable rate. The special is only available for owner occupied borrowings over $150,000 with new security. No product switching is permitted. Available for a limited time only and not in conjunction with any other discount.
2 WARNING: This comparison rate is based on $300,000 over 30 years. It refers to the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.
3 The Basic Home Loan is only available for owner occupied or residential investment borrowings with over $100,000 of new lending.
4 Minimum redraw amount is $500.
5 Regional Australia Bank reserves the right to determine eligibility for this service.
6 No monthly Access Fee where the minimum monthly membership balance exceeds $5,000.
Terms, conditions, fees, charges and normal lending criteria apply. See Fees & Charges for full details.
Please refer to the Product Details when considering if this product is right for you.
Community Mutual Ltd is the issuer of the product.