Youth Account

A full access transaction account for members under 18 years of age, with no monthly fees and access to our Community Partnership Program.

Learn to save with no monthly fees and online access to funds

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Features & Benefits

No Monthly Fees²
Unlimited electronic transactions
Your choice of access methods
Community Partnership Program

As you can guess, the Regional Australia Bank Youth Account is our everyday account for members under 18. It has no monthly fees or transaction fees2 and is accessible via our full range of electronic and face to face access methods, including Visa Debit card (for members over 14), Internet Banking and our Mobile App.

As an added bonus, the Youth Account is now part of our Community Partnership Program. This means that every year we make a donation equal to 1% of your account’s average annual balance to a community group of your choice, at no additional cost to you!

The Community Partnership Program

Along with the great access and value you expect from a transaction account, your Youth Account helps you support your local community and the groups that enrich it.

Product Details

Community Partnership Program
Yes
Visa Debit Card (ATM and Eftpos)
Yes3
Access Card (ATM and Eftpos)
Yes
Internet and Mobile Banking
Yes
Phone Banking
Yes
Direct Debits and Credits
Yes
Cheques
No
Branch and Service Support Centre
Yes
Overdraft Available
No
Access Fee
Waived while member is under 182
Internet, Mobile and Phone Banking Transactions
Free
ATM Withdrawals or Enquiries
Free4
Eftpos or Visa Transaction
Free
Direct Debits and Credits
Free
Over the Counter Withdrawal
Free
Staff Assisted External Transfer
$2.25
Over Limit Fee
$12.50
Direct Debit Dishonour
$12.50
Bank Cheque Fee
$11.00
Cheque Deposit
$0.50
All balances
0.25%p.a1

Disclaimer

1 Interest rates are on a per annum basis and are current as at 08/08/16 and are subject to change.

2 Member must be under the age of 18 years to be eligible for the waiver of the monthly Access Fee.

3 To be eligible for a Visa Debit Card, you must have an Australian Residential Address and be over the age of 14 years.  

4 No withdrawal fees at Regional Australia Bank ATMs and ATMs that are a part of the Westpac Network within Australia. Transactions at other financial institutions’ ATMs may incur a fee.

Terms, conditions, fees and charges apply. See Fees & Charges for full details.
Please refer to the Conditions of Use when considering if this product is right for you.
Community Mutual Ltd is the issuer of the product.

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