eFree account

Online and card access, no monthly fees and access to the Community Partnership Program for members 25 and under.

Want to enquire or have a question?

We are here to help.

Features & Benefits

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No monthly Access Fee
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Unlimited electronic transactions
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Up to 9 sub-accounts to help budget and save
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Community Partnership Program

Our eFree account lets you access your money wherever and whenever you want with no monthly fees1. If you're 25 and under, like to bank online and use a debit card, electronic statements and Mobile App this is the everyday account for you!

Plus, once you turn 26 you can keep your eFree for as long as you like, with no extra fees or inconvenience.

As an added bonus, the eFree is now part of our Community Partnership Program. This means that every year we make a donation equal to 1% of your account's average annual balance to a community group of your choice, at no cost to you!

Along with the great access and value you expect from a transaction account, your eFree helps you support your local community and the groups that enrich it. You can find out more about the Community Partnership Program here, by giving us a call on 132 067 or dropping into your local branch.

Product Details

Community Partnership Program
Yes
Visa Debit Card (ATM and Eftpos)
Yes2
Access Card (ATM and Eftpos)
Yes
Internet and Mobile Banking
Yes
Phone Banking
Yes
Direct Debits and Credits
Yes
Cheques
No
Branch and Service Support Centre
Yes1
Overdraft Available
No
Access Fee
Waived
Internet, Mobile and Phone Banking Transactions
Free
ATM Withdrawals or Enquiries
Free3
Eftpos or Visa Transaction
Free
Direct Debits and Credits
Free
Over the Counter Withdrawal
$5.00
Staff Assisted External Transfer
$5.00
Over Limit Fee
$12.50
Direct Debit Dishonour
$12.50
Bank Cheque Fee
$11.00
Cheque Deposit
$0.50
All balances
0.00%p.a4

Disclaimer

1 Staff Assisted Fee may apply for transactions undertaken in branch or over the phone. Excludes third party charges from other institutions.

2 To be eligible for a Visa Debit Card, you must have an Australian Residential Address and be over the age of 14 years.

3 No withdrawal fees at Regional Australia Bank ATMs and ATMs that are a part of the Westpac Network within Australia. Transactions at other institutions' ATMs may incur a fee.

4 Interest rates are on a per annum basis and are current as at 08/08/16 and are subject to change.

Terms, conditions, fees and charges apply. See Fees & Charges for full details.
Please refer to the Conditions of Use when considering if this product is right for you.
Community Mutual Ltd is the issuer of the product.