Access Savings Account

Our basic transaction account with all the features and an overdraft1, if you need it.

Find out more about the Access Savings Account

Get started by calling us or making an enquiry online now

Features & Benefits

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Your choice of access methods
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Attach an overdraft1
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Unlimited electronic transactions
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Low fees

Our Access Savings account has all the features and accessibility you need in an everyday account, with low or no monthly fees.5 It’s all purpose, no frills and gets the job done, whatever that may be.

Additionally, you can attach an overdraft to your Access Savings account1, giving you the flexibility to manage your cash flow and access extra funds in case of emergency (touch wood)!

Product Details

Community Partnership Program
Visa Debit Card (ATM and Eftpos)
Access Card (ATM and Eftpos)
Internet and Mobile Banking
Phone Banking
Direct Debits and Credits
Branch and Service Support Centre
Overdraft Available
Access Fee
(Exempt when membership balance is over $5,000)
Internet, Mobile and Phone Banking Transactions
ATM Withdrawals or Enquiries
Eftpos or Visa Transaction
Direct Debits and Credits
Over the Counter Withdrawal
6 Free withdrawals per month
Additional withdrawals $2.00
(Exempt when membership balance is over $5,000)
Staff Assisted External Transfer
Over Limit Fee
Direct Debit Dishonour
Bank Cheque Fee
Cheque Deposit
All Credit Balances
All Debit Balances (on approved overdraft)


Terms, conditions, fees, charges and normal lending criteria apply. Interest rates are on a per annum basis and are current as at 08/08/16 and are subject to change.


To be eligible for a Visa Debit Card, you must have an Australian Residential Address and be over the age of 14 years.


No withdrawal fees at Regional Australia Bank ATMs and ATMs that are a part of the Westpac Network within Australia. Transactions at other financial institutions’ ATMs may incur a fee.


4 Interest rates are on a per annum basis and are current as at 08/08/16 and are subject to change.


5 Access Fee is waived for each monthly when the combined balance of your accounts (excluding credit card balances) exceeds $5,000 for the entire month and/or no withdrawals are made. Fees may apply to staff assisted transactions.


Terms, conditions, fees and charges apply. See Fees & Charges for full details.
Please refer to the 
Conditions of Use when considering if this product is right for you.
Community Mutual Ltd is the issuer of the product.