Access Savings Account

Our basic transaction account with all the features and an overdraft1, if you need it.

Find out more about the Access Savings Account

Get started by calling us or making an enquiry online now
Call us: 132 067
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Features & Benefits

Your choice of access methods
Attach an overdraft1
Unlimited electronic transactions
Low fees

Our Access Savings account has all the features and accessibility you need in an everyday account, with low or no monthly fees.5 It’s all purpose, no frills and gets the job done, whatever that may be.

Additionally, you can attach an overdraft to your Access Savings account1, giving you the flexibility to manage your cash flow and access extra funds in case of emergency (touch wood)!

Product Details

Community Partnership Program
No
Visa Debit Card (ATM and Eftpos)
Yes2
Access Card (ATM and Eftpos)
Yes
Internet and Mobile Banking
Yes
Phone Banking
Yes
Direct Debits and Credits
Yes
Cheques
Yes
Branch and Service Support Centre
Yes
Overdraft Available
Yes¹
Access Fee
$5.00
(Exempt when membership balance is over $5,000)
Internet, Mobile and Phone Banking Transactions
Free
ATM Withdrawals or Enquiries
Free3
Eftpos or Visa Transaction
Free
Direct Debits and Credits
Free
Over the Counter Withdrawal
6 Free withdrawals per month
Additional withdrawals $2.00
(Exempt when membership balance is over $5,000)
Staff Assisted External Transfer
$2.25
Over Limit Fee
$12.50
Direct Debit Dishonour
$12.50
Bank Cheque Fee
$11.00
Cheque Deposit
$0.50
All Credit Balances
0.00%p.a4
All Debit Balances (on approved overdraft)
16.99%p.a1

Disclaimer

1 Terms, conditions, fees, charges and normal lending criteria apply. Interest rates are on a per annum basis and are current as at 08/08/16 and are subject to change.

2 To be eligible for a Visa Debit Card, you must have an Australian Residential Address and be over the age of 14 years.

3 No withdrawal fees at Regional Australia Bank ATMs and ATMs that are a part of the Westpac Network within Australia. Transactions at other financial institutions’ ATMs may incur a fee.

4 Interest rates are on a per annum basis and are current as at 08/08/16 and are subject to change.

5 Access Fee is waived for each monthly when the combined balance of your accounts (excluding credit card balances) exceeds $5,000 for the entire month and/or no withdrawals are made. Fees may apply to staff assisted transactions.

Terms, conditions, fees and charges apply. See Fees & Charges for full details.
Please refer to the Conditions of Use when considering if this product is right for you.
Regional Australia Bank Ltd is the issuer of the product.

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