Apply for your home loan online

Forget the piles of paper. You can apply for a Regional Australia Bank home loan anytime, anywhere, online.

Start your application online.

Whether it's purchasing your new home or switching your existing home loan to Regional Australia Bank, our online application is quick, secure and available 24/7.

Complete your application all at once or save and return to it later.

Once submitted, you will receive instant feedback via email with instructions on what to do next. We will contact you to confirm the details.

The first step starts right here.

Enter your contact details to get started on your home loan application.

What do I need to start?

Have these handy to make your application smoother.

  • Personal identification to verify your identity such as your driver's licence.
  • Income details such as pay slips and/or tax returns so we can get an understanding of your financial situation .
  • Any assets and liabilities to ensure you can comfortably afford to repay the loan. Some examples of assets and financial liabilities might include;
    What do you own?
    Any savings, term deposits or shares
    Property or motor vehicle assets.
    What do you owe?
    Personal loans and car loans
    Any other home and/or investment loans
    Credit or store cards.
    What is your monthly spend?
    Indication of your everyday household living expenses such as groceries, entertainment, utilities, and petrol bills

Important information.

  • Applicants are aged 18 years or over. If you are aged between 16-18 years you may still apply as long as you have a suitable adult guarantor.
  • Applicants are Australian citizens or permanent residents.
  • How we may use your information is explained in our Privacy Policy and Privacy Notice.
  • Our Credit Guide outlines our responsibility to you in providing credit.


What if I don't have all the information right now?

Don't worry, while its helpful to have as much information as possible, you can still start your application and enter what you can. Use the Save feature to keep your application safe, giving you the option to return when it suits you and continue.

What happens after I have applied?

We're on it.

  • We'll contact to answer any questions you have and guide you through your next steps.
  • We'll ask you for documents to confirm your income, assets (what you own), and liabilities (what you owe).
  • Once we've checked everything's in order, we'll contact you with a formal decision.

Want to learn more?

We've got home loan and mortgage calculators to help you understand how much you can borrow and what your repayments might look like.