Access Savings

Our basic transaction account with all the features and an overdraft, if you need it

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Features & Benefits

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Your Choice of access methods
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Attach an overdraft¹
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Low Fees
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Unlimited electronic transactions

Our Access Savings account has all the features and accessibility you need in a working account, with low or no monthly fees.5 It’s all purpose, no frills and gets the job done, whatever that may be.

Additionally, you can attach an overdraft to your Access Savings account1, giving you the flexibility to manage your business's cash flow or provide extra funds in case of emergency.

Product Details

Community Partnership Program
No
Visa Debit Card (ATM and Eftpos)
Yes2
Access Card (ATM and Eftpos)
Yes
Internet and Mobile Banking
Yes
Phone Banking
Yes
Direct Debits and Credits
Yes
Cheques
Yes
Branch and Service Support Centre
Yes
Minimum Balance
No
Overdraft Available
Yes1
Access Fee
$5.00
Internet, Mobile and Phone Banking Transactions
Free
ATM Withdrawals or Enquiries
Free3
Eftpos or Visa Transaction
Free
Direct Debits and Credits
Free
Over the Counter Withdrawal
6 Free withdrawals per month
Additional withdrawals $2.00
(Exempt when membership balance is over $5,000)
Staff Assisted External Transfer
$2.25
Over Limit Fee
$12.50
Direct Debit Dishonour
$12.50
Bank Cheque Fee
$11.00
Cheque Deposit
$0.50
All Credit Balances
0.00%p.a4
All Debit Balances (on approved overdraft)
From 16.99%p.a1

Disclaimer

1 Terms, conditions, fees, charges and normal lending criteria apply. Interest rates are on a per annum basis and are current as at 08/08/16 and are subject to change.

2 To be eligible for a Visa Debit Card, you must have an Australian Residential Address and be over the age of 14 years.

3 No withdrawal fees at Regional Australia Bank ATMs and ATMs that are a part of the Westpac Network within Australia. Transactions at other financial institutions’ ATMs may incur a fee.

Interest rates are on a per annum basis and are current as at 08/08/16 and are subject to change.

5 Access Fee is waived for each monthly when the combined balance of your accounts (excluding credit card balances) exceeds $5,000 for the entire month and/or no withdrawals are made. Fees may apply to staff assisted transactions.

 

Terms, conditions, fees and charges apply. See Fees & Charges for full details.
Please refer to the 
Conditions of Use when considering if this product is right for you.
Community Mutual Ltd is the issuer of the product.